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802-804 Caroline St, Ogdensburg, NY, 13669

5beds
2baths
0sqft
$77,500
--price/sqft
$837/moest. monthly cost
$33,480/yrincome needed

About This Home

Owner is motivated to sell this unique corner lot property with lots of possibilities! This spacious 5-bedroom, 1.5-bath home is currently classified as a multifamily property but is being utilized as a single residence with a home-based business. The flexible floor plan offers a variety of potential uses for homeowners, investors, or entrepreneurs alike. The current owner has converted one side of the duplex into a successful home business while occupying the other side as a private residence. For those seeking income potential, the property can easily be restored to a traditional duplex configuration, as each side maintains its own panel box, furnace, and hot water heater. The owner took out part of the stairs to the second floor and installed a half bath for her business use. This can easily be taken out and the stairs put back. On the second floor the owners had taken out the fixtures in the second full bath and it's ready for a new owner to renovate. Situated on a corner lot, the property offers a convenient location with just a short walk to school, restaurants, and shopping. With five bedrooms and the ability to adapt to your needs, this property presents a rare opportunity to combine residential living, business use, or investment potential all in one location. Don't miss the chance to explore the many possibilities this versatile property has to offer!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
John F Kennedy SchoolGrades PK-60.7 mi
6/10
Ogdensburg Free AcademyGrades 7-120.3 mi

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater(Gas)

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Vinyl

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,108

Property

Details

  • Parcel number: 48.079115

Features

  • Stories: 2
  • Patio & porch: Covered porch

Lot

  • Lot size: 2,279 sqft
  • Features: Corner Lot
  • Lot size dimensions: 53 x 43

Parking

  • Parking features: Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $391$4,692
Home Insurance *$76$912
Property Taxes $124$1,488
Electricity $246$2,954
Total$837$10,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,697/yr
40% on housing$25,110/yr
45% on housing$22,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13669$110
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13669$61
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Listed for sale$77,500
1995-05-18Sold$30,000

For Sale by Agent

AgentRhonda L Roethel
BrokerageAmerica 1 Realty

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