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1235 State St, Ogdensburg, NY, 13669

3beds
1baths
0sqft
$139,900
--price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

New Listing! Welcome to this well-maintained 3-bedroom, 1.5-bath home situated on a desirable corner lot directly across from OFA, offering convenience and easy access to local amenities. Inside, you'll find comfortable living spaces perfect for everyday living and entertaining. Step outside to enjoy the newly installed above-ground pool with surrounding deck, creating the perfect spot for summer fun and relaxation. The partially fenced backyard provides privacy and plenty of room for pets, children, or outdoor gatherings. A large detached garage offers ample space for vehicles, storage, or a workshop, while the spacious lot adds to the property's appeal. Whether you're looking for your first home or your next move-up property, this home combines location, functionality, and outdoor enjoyment in one attractive package. Don't miss this opportunity—schedule your private showing today!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
John F Kennedy SchoolGrades PK-60.8 mi
6/10
Ogdensburg Free AcademyGrades 7-120.1 mi

Construction

Condition

  • Property condition: Older Home (75+ yrs)
  • Year built: 1920

Materials

  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Gas,Clothes washer,Refrigerator,Stove-Elec,Water Heater(Gas)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen isle,Natural Woodwork,Entrance Foyer
  • Window features: Window Treatments
  • Flooring: Carpet,Hardwood

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,883

Property

Details

  • Parcel number: 059.0310002046.00000

Features

  • Stories: 2
  • Patio & porch: Covered porch
  • Exterior features: Lighting
  • Fencing: Partial

Lot

  • Lot size: 9,440 sqft
  • Features: Corner Lot
  • Lot size dimensions: 80 x 118

Parking

  • Parking features: Detached garage,Driveway,Detached
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$137$1,644
Property Taxes $225$2,700
Electricity $246$2,954
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13669$108
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13669$61
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$129,500
2026-07-21Listed for sale$139,900
2026-07-17Pending sale$139,900
2026-07-06Price change$139,900
2026-06-26Price change$159,900
2026-06-22Listed for sale$173,500
2002-02-28Sold$61,000

For Sale by Agent

AgentAndrea J. Chadwick
BrokerageAmerica 1 Realty

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