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34 South St, Gouverneur, NY, 13642

3beds
2baths
2,072sqft
$164,900
$80price/sqft
$1,679/moest. monthly cost
$67,160/yrincome needed

About This Home

Welcome to this beautifully remodeled 3-bedroom, 2-bath home nestled on a quiet village street, offering the perfect blend of modern updates and timeless character. Ideally located, this home provides easy walkability to local shops, restaurants, parks, and everyday amenities. Step inside to discover a completely updated interior featuring a stunning new kitchen with modern finishes, fully renovated bathrooms, and brand-new flooring throughout. A cozy, newly added fireplace creates a warm and inviting focal point for the living space—perfect for relaxing or entertaining. While thoughtfully updated, this home still showcases its original trim and charming architectural details, preserving the character that makes it truly special. Whether you're looking for convenience, comfort, or charm, this move-in-ready home checks all the boxes.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Gouverneur Middle SchoolGrades 5-80.8 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Blown-In Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Den,Entrance Foyer,Country Kitchen,Natural Woodwork
  • Flooring: Carpet,Tile,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Forced Air,Hot Water

Interior Area

  • Total structure area: 2,072
  • Total interior livable area: 2,072 sqft

Property

Details

  • Parcel number: 40400117303200040150000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway,Propane Tank - Leased

Lot

  • Lot size: 7,753 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 55 x 141

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$239$2,868
Property Taxes $265$3,180
Electricity $342$4,109
Total$1,679$20,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,565/yr
40% on housing$50,370/yr
45% on housing$44,773/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 13642$120
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13642$49
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$199,900
2009-02-05Listing removed$79,000
2008-12-10Listed for sale$79,000
2006-05-02Sold$26,000
2002-08-16Sold$27,500
2000-11-20Sold$6,800
2000-07-21Sold$6,647
1997-02-06Sold$32,000
1996-09-30Sold$38,000

For Sale by Agent

AgentJoni Bates
BrokerageMarble Key Realty LLC

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