409 Franklin St, Hammond, NY, 13646
About This Home
NEW OUTSIDE PAINT TO FIT YOUR FHA AND VA BUYERS! How about a 5 bedroom 2 bath home right in Hammond? This home has a kitchen with cherry cabinets! This home has size size size. The large sized living room also has pellet heat to help supplement! Now lets go upstairs to your nice bedrooms and another full bath! The roof was done in 2024. And guess what? This home is priced right!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Foundation: Stone
- Construction materials: Composite Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room
- Flooring: Carpet,Laminate,Tile,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Gas,Forced Air,Wood
Interior Area
- Total structure area: 2,560
- Total interior livable area: 2,560 sqft
Property
Details
- Parcel number: 40420112705300020060000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway
Lot
- Lot size: 9,147 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 60 x 155
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $225 | $2,700 |
| Electricity | $423 | $5,076 |
| Total | $1,408 | $16,896 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price change | $144,900 |
| 2025-11-18 | Price change | $149,000 |
| 2025-11-13 | Price change | $157,000 |
| 2025-10-28 | Price change | $159,000 |
| 2025-10-16 | Listed for sale | $169,000 |
| 2016-04-11 | Listing removed | $74,000 |
| 2015-09-18 | Listed for sale | $74,000 |
| 2006-10-30 | Sold | $84,500 |
| 2005-10-18 | Sold | $49,000 |
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