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106 Washington St, Hermon, NY, 13652

4beds
2baths
0sqft
$139,000
--price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

Located on a double lot in the Hamlet of Hermon, 106 Washington Street has been undergoing a wonderful transformation. Once a beloved home, the current owner has been renovating the home as a labor of love. The home still needs some further love and attention. Entering the home through the enclosed porch, you are greeted by a lovely glass door to the right to enter the double living room. Lovely hardwood floors greet you. The downstairs bedroom is to the back of the house. The main floor bath is accessible from the bedroom. The laundry closet is located in the bedroom. To the left is the graceful stairway leading to the second floor, 3 bedrooms and full bath. Straight ahead is a bonus room that could be used as a den or family room. There is a formal dining room with lovely bay window. The kitchen sits at the back of the home with French doors leading to the expansive yard. AS a bonus, there is a woodstove room that heats much of the home. Call today for your private tour of 106 Washington Street.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Property condition: Older Home (75+ yrs)
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Built-up Rubber Roof
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove-Elec,Water Heater(Electric)
  • Laundry features: Laundry Closet,Laundry Hookups-Elec,Main Level

Bedroom4

  • Area: 106.4306

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 177.2222

Features

  • Flooring: Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Electric,Forced Air,Oil

Interior Area

  • Total structure area: 1,856

Kitchen

  • Area: 178.5

Living Room

  • Area: 181.6875

Property

Details

  • Parcel number: 132.02949

Features

  • Stories: 2
  • Patio & porch: Enclosed patio

Lot

  • Lot size: 0.60 Acres
  • Features: Oversized
  • Lot size dimensions: 132 x 198

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$233$2,796
Property Taxes $223$2,676
Electricity $246$2,954
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13652$151
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13652$33
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$129,000
2026-07-25Listed for sale$139,000
2020-10-12Listing removed$29,900
2020-09-09Price change$29,900
2020-08-24Price change$34,900
2020-07-16Price change$36,900
2020-06-05Listed for sale$39,900
2018-03-02Listing removed$49,900
2017-11-20Listed for sale$49,900
2016-10-04Listing removed$39,900
2016-08-19Listed for sale$39,900
2016-05-17Sold$17,500
2016-04-15Price change$35,000
2016-02-28Price change$10,000
2016-02-26Price change$46,000
2016-02-15Price change$10,000
2016-02-12Price change$46,000
2016-01-20Price change$10,000
2015-12-19Price change$46,000
2015-12-04Price change$50,000
2015-12-02Listed for sale$77,000
2015-05-13Sold$64,021
2014-11-25Listing removed$68,000
2014-09-13Price change$68,000
2014-07-19Listed for sale$71,000
2003-09-05Sold$45,000

For Sale by Agent

AgentDoreen L Radway
BrokerageCounty Seat Realty

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