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69 N Main St, Massena, NY, 13662

2beds
2baths
0sqft
$129,900
--price/sqft
$1,209/moest. monthly cost
$48,360/yrincome needed

About This Home

Come see this beautifully updated open-concept home filled with natural light, character, and modern efficiency—perfect for homeowners or real estate investors seeking rental income in Saint Lawrence County. The spacious living room features a decorative stone fireplace and a cozy reading nook, flowing seamlessly into a lovely dining area and a brand-new oversized kitchen—ideal for entertaining or everyday family living. Step through the patio doors onto a large backyard deck, perfect for outdoor dining, barbecues, and peaceful mornings surrounded by nature. Upstairs, you’ll find two comfortable bedrooms and a full bath, while a new half bath on the main floor adds convenience for guests. Enjoy modern comfort and low utility costs with a newer gas furnace and on-demand hot water system. The home also includes a covered front balcony, single-car garage, charming log cabin dollhouse, and a spacious backyard—a rare find in this price range. Located in a quiet small-town neighborhood within walking distance to local shops, restaurants, and parks, this property is close to everything the North Country has to offer—Clarkson University, SUNY Potsdam, and St. Lawrence University are just a short drive away. Outdoor enthusiasts will love the nearby hiking, skiing, swimming, fishing, and boating opportunities, while the Massena International Airport offers fast, direct flights to Boston for easy travel. This location also provides affordable electricity, reliable high-speed internet, and strong rental demand from local professionals, students, and workers. Plus, you’ll enjoy proximity to larger cities such as Ottawa, Montreal, and Plattsburgh, the Saint Regis Mohawk Reservation and Casino, and year-round cultural events and festivals throughout the region. Whether you’re looking for an income-generating investment property, a comfortable family home, or a seasonal retreat, this versatile, move-in-ready home combines affordability, convenience, and opportunity in one of Upstate New York’s most desirable small-town settings. on the main floor. Enjoy modern efficiency with a newer gas furnace and on-demand hot water system. Additional highlights include a covered front balcony, single-car garage, a charming log cabin dollhouse, and a spacious backyard. Economical to heat and light, this welcoming home is perfect for comfortable living and entertaining.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Madison Elementary SchoolGrades PK-60.8 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1929

Materials

  • Foundation: Basement,Stone
  • Roof: Metal,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Contemporary,Modern,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove,Water Heater(On Demand)

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Modern kitchen,Natural Woodwork,Open Floorplan,Wall to wall closets
  • Flooring: Carpet,Wood

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,140

Property

Details

  • Parcel number: 9.058630

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered porch,Deck

Lot

  • Features: Level,Oversized,Trees
  • Lot size dimensions: 66 x z 137

Parking

  • Total spaces: 1
  • Parking features: 1 car garage,3 or more parking spaces,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$99$1,188
Property Taxes $208$2,496
Electricity $246$2,954
Total$1,209$14,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,451/yr
40% on housing$36,270/yr
45% on housing$32,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$105
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Listed for sale$129,900
2025-02-22Listing removed$79,900
2024-10-31Listed for sale$79,900
2024-08-08Listing removed$79,900
2023-10-16Listed for sale$79,900
2023-08-17Listing removed--
2023-06-28Pending sale$49,000
2023-06-13Listed for sale$49,000

For Sale by Agent

AgentDiana Dufresne
Brokerage1st Class Realty Group

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