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99 E Orvis St, Massena, NY, 13662

5beds
2baths
0sqft
$149,000
--price/sqft
$1,351/moest. monthly cost
$54,040/yrincome needed

About This Home

Discover a fantastic investment or owner-occupant opportunity with this newly updated two-family home, ideally located within walking distance to downtown and local amenities. The upstairs apartment has been completely renovated and is ready for its first tenant, featuring all new flooring, sheetrock, windows, a modern kitchen, and an updated bathroom. A separate covered rear entrance provides added privacy and convenience. The main level home offers a warm and inviting living space with beautiful hardwood floors, a remodeled bathroom, a spacious kitchen, and three comfortable bedrooms. This unit also includes access to the basement and on-site laundry facilities. Recently remodeled and newly listed, this property is perfect for those looking to live in one unit while generating income from the other, helping offset your mortgage while building equity. Don’t miss this versatile and move-in-ready opportunity!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove,Water Heater(Electric,Gas)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Electric,Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,976

Property

Details

  • Parcel number: 9.06751

Features

  • Levels: Two,Two Story
  • Stories: 2
  • Exterior features: Lighting

Lot

  • Lot size: 5,250 sqft
  • Features: Corner Lot
  • Lot size dimensions: 50 x 105

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,Detached garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$113$1,356
Property Taxes $239$2,868
Electricity $246$2,954
Total$1,351$16,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,320/yr
40% on housing$40,530/yr
45% on housing$36,026/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$105
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$149,000
2026-03-16Listing removed$1,200
2025-12-08Sold$72,500
2025-12-05Listed for rent$1,200
2025-08-25Pending sale$89,000
2025-06-17Listed for sale$89,000
2025-04-25Listing removed$89,000
2025-04-17Pending sale$89,000
2025-04-10Price change$89,000
2024-12-17Listed for sale$104,900
2024-10-10Listing removed$104,900
2024-08-23Listed for sale$119,000
2024-07-17Pending sale$119,000
2024-05-30Listed for sale$119,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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