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23 Grant Street, Massena, NY, 13662

3beds
1baths
1,092sqft
$79,999
$73price/sqft
$838/moest. monthly cost
$33,520/yrincome needed

About This Home

Charming and well-maintained 3-bedroom, 1-bath home offering 1,092 sq ft of living space on a 7,000 sq ft lot. Built in 1940, this property features classic character along with recent updates, including a brand-new roof and vinyl siding for easy maintenance. The interior showcases hardwood flooring throughout and solid wood doors, creating a warm and timeless feel. The bathroom is in excellent condition, and the kitchen offers functional cabinets and countertops with ample workspace. Additional features include electric heat, a cement basement, and a 1-car garage with driveway for convenient parking. The foundation is solid with no visible cracks, providing added confidence in the home's condition. A well-cared-for home with strong structural integrity and appealing details throughout. Assignment Listing.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Range

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 240
  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 405801 9.068421

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$60$720
Property Taxes $128$1,536
Electricity $246$2,954
Total$838$10,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,731/yr
40% on housing$25,140/yr
45% on housing$22,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$107
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-16Price change$79,999
2026-02-06Listed for sale$90,000
2024-07-16Listing removed--
2024-05-22Listed for sale$74,900
2024-03-01Listing removed--
2024-01-04Price change$74,900
2023-10-19Listed for sale$79,900
2015-06-13Listing removed$59,900
2014-09-13Listed for sale$59,900
2011-11-15Sold$25,000

For Sale by Agent

AgentDerek Greene
BrokerageThe Greene Realty Group

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