3916 County Route 6, Hammond, NY, 13646
About This Home
Enjoy waterfront living with 471 feet of frontage on Black Lake, on 2.8 acres offering sloping trails that lead directly to the water’s edge. This newer Cape Cod–style home features an inviting open floor plan with vaulted ceilings and a second-floor loft, creating a bright and spacious atmosphere throughout. Hardwood and tile floors complement 4 bedrooms and 3.5 baths, providing ample space for everyday living and guests. Two bedrooms and 2.5 baths on the main floor offer one floor living if desired. The huge kitchen is standout, offering abundant cabinetry and counter space, ideal for entertaining or everyday living. Relax on the screened porch overlooking Black Lake, or enjoy the expansive lawn, which is set up for RV electric hookup and discharge—perfect for hosting visitors or seasonal use. Additional highlights include a mudroom with laundry, large storage shed and an oversized two-car garage. A true fishing paradise, this property is also just minutes from the St. Lawrence River, making it an exceptional choice for outdoor enthusiasts seeking year-round recreation with comfort and convenience.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Block,Crawl Space
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Kitchen isle
- Flooring: Ceramic Tile,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Interior Area
- Total structure area: 2,160
Property
Details
- Parcel number: 98.033110.1
Features
- Stories: 2
- Patio & porch: Deck,Enclosed porch
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Blake Lake
- Frontage length: Water Frontage: 471
Lot
- Lot size: 2.80 Acres
- Lot size dimensions: 460 x 222 x 471 x 313
Parking
- Total spaces: 2
- Parking features: 3 or more parking spaces,Stone driveway,Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $190 | $2,280 |
| Property Taxes | $802 | $9,624 |
| Electricity | $246 | $2,954 |
| Total | $3,761 | $45,132 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-03 | Listed for sale | $499,000 |
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