See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7320 State Highway 37, Ogdensburg, NY, 13669

2beds
1baths
0sqft
$139,900
--price/sqft
$1,315/moest. monthly cost
$52,600/yrincome needed

About This Home

SELLER’s ARE MOTIVATED AND SAID MAKE AN OFFER!! A home where the country meets the city. This ranch style is situated on 3.9 acres filled with wildlife, just outside the city. The owners have done plenty of work since they purchased it and turned it into a clean and cozy home. The den off the kitchen could be utilized as a dining room. The bathroom is large and has a laundry area. The basement is full and dry with high ceilings and tons of storage. The patio has a firepit and is surrounded by gardens and pretty flowers. The back porch is enclosed and perfect for those warm summer nights. The home has a wheelchair ramp for those in need. The garage has a workshop and can hold one vehicle, but there is plenty of parking space outside. Even though it's outside the city, it is within walking distance to stores, hospitals and more. No water and sewer rates is a big plus.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Madill SchoolGrades PK-61.3 mi
6/10
Ogdensburg Free AcademyGrades 7-122.2 mi

Construction

Condition

  • Property condition: Older Home (75+ yrs),Sold as Is
  • Year built: 1938

Materials

  • Foundation: Basement,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Freezer,Refrigerator,Stove-Elec

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1

Heating

  • Heating features: Forced Air,Oil

Interior Area

  • Total structure area: 844

Property

Details

  • Parcel number: 58.05213

Features

  • Stories: 1
  • Patio & porch: Covered porch,Patio,Porch

Lot

  • Lot size: 3.90 Acres
  • Lot size dimensions: 140 x 12,00

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$137$1,644
Property Taxes $225$2,700
Electricity $246$2,954
Total$1,315$15,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,085/yr
40% on housing$39,450/yr
45% on housing$35,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13669$108
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13669$61
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$139,900
2026-06-15Listed for sale$149,500
2022-09-27Sold$70,000
2022-07-25Listed for sale$72,500

For Sale by Agent

AgentDeborah Polniak
BrokerageRiver Run Realty, LLC

Similar Homes