2323 40th Ave S, Saint Cloud, MN, 56301
About This Home
Gorgeous like-new patio home overlooking a peaceful pond and fountain! Just 2 years old, this beautifully designed home offers over 1,600 sq. ft. with 2 bedrooms, 2 baths, and a bonus hobby room — all in a bright, open floorplan. The spacious kitchen features quality finishes and a large island that flows effortlessly into the living and dining areas. The primary suite includes a generous walk-in closet and private bath with walk-in shower. Enjoy quiet mornings and relaxing evenings in the screened porch with stunning water views. A perfect blend of comfort, style, and low-maintenance living!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Tankless Water Heater,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Level: Main
- Area: 201.5
- Dimensions: 15'6"x13
Bedroom2
- Level: Main
- Area: 113.6667
- Dimensions: 10'4"x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,650
Heating & Cooling
- Heating features: In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 1,650
- Total interior livable area: 1,650 sqft
Kitchen
- Level: Main
- Area: 165
- Dimensions: 15x11
Living Room
- Level: Main
- Area: 180
- Dimensions: 15x12
Other
- Level: Main
- Area: 1632
- Dimensions: 17x9"6"
Screened Porch
- Level: Main
- Area: 110
- Dimensions: 11x10
Property
Accessibility
- Accessibility features: Doors 36"+,Customized Wheelchair Accessible,Hallways 42"+,No Stairs External,No Stairs Internal
Details
- Parcel number: 82512540896
- Zoning description: Residential-Single Family
- Foundation area: 1650
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 9,583 sqft
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,047 | $24,564 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $74 | $888 |
| Electricity | $170 | $2,050 |
| Total | $2,546 | $30,552 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $415,000 |
| 2026-04-27 | Listing removed | $415,000 |
| 2026-03-04 | Price change | $415,000 |
| 2025-10-31 | Listed for sale | $425,000 |
| 2024-06-28 | Listing removed | $394,700 |
| 2023-06-23 | Sold | $394,700 |
| 2023-05-19 | Listed for sale | $394,700 |
| 2023-05-10 | Pending sale | $394,700 |
| 2023-02-09 | Listed for sale | $394,700 |
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