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390 Carpenter Ln, Hoopa, CA, 95546

4beds
2baths
2,576sqft
$285,000
$111price/sqft
$2,552/moest. monthly cost
$102,080/yrincome needed

About This Home

What an incredible location for this move-in ready and comfortable home! The upper floor offers a cozy 2 bed/1 bath layout with a kitchen and living room, while the daylight basement level below has great potential to become an entirely separate unit, or remain a part of the large home, it already has its own entrance, additional rooms, and a bathroom, suitable for a variety of needs. Once part of the Green Fire Farm and Green Fire Winery, this property is now ready for you to make it yours! A true highlight is the deeded access to the nearby Trinity River. *Also for sale separately are 2 neighboring parcels with a variety of improvements, plus a 4-acre vineyard across the street, which together completed the original Green Fire Farm and Green Fire Winery. Buyer to verify.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
4/10
Hoopa Valley High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Washer,Dryer
  • Laundry features: Dryer Hookup,Inside,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Wood Stove

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Property

Details

  • Parcel number: 526102036000

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Hills,Valley,Trees/Woods,Mountain(s),Pasture

Lot

  • Lot size: 1.06 Acres
  • Features: Sloped,Wooded
  • Lot size dimensions: 127.01 x 202.35

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Humboldt County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$317$3,804
Property Taxes $242$2,904
Electricity $552$6,628
Total$2,552$30,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,497/yr
40% on housing$76,560/yr
45% on housing$68,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 95546$64
Humboldt County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 95546$165
Humboldt County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$285,000
2026-07-20Listed for sale$285,000

For Sale by Agent

AgentBelia Stephens
BrokerageColdwell Banker Sellers Realty

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