




3115 Prospect Dr, Tracy, CA, 95377
About This Home
This original-owner, lightly lived-in weekend home is the largest floor plan in the Topaz community, offering 4,100 sq ft of living space on a premium 7,700 sq ft lot. The main level features a NextGen Suite with a private entrance, living room, kitchenette with refrigerator, large bedroom with a retreat and a walk-in closet, laundry, and its own 1-car garage - ideal for multi-generational living or a quiet home office. Main home presents large front porch, gorgeous great room (family room) and dining combo with open layout connecting to gourmet kitchen featuring modern extended quartz countertops, a striking island, premium backsplashes and a large pantry along with a 2 car attached garage. Upstairs, you'll find the master suite with another large retreat, three additional bedrooms, a versatile loft, and a laundry room equipped with a sink and high-end appliances. High-value upgrades throughout include LVP flooring, soft-close cabinetry, a whole-house water softener, and a fully owned 14-panel solar system (no lease payments) for maximum energy efficiency. The backyard offers a private retreat with no rear neighbors, maintenance-free landscaping, and an extensive concrete patio. Residents of Tracy Hills enjoy resort-style amenities, including the Resident's Club pool, trails, and a brand-new K-8 school. This rare, move-in-ready find is in pristine condition. Don't miss it!
Getting Around
Schools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Concrete
- Roof: Tile
- Construction materials: Stucco,Frame,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Refrigerator,Gas Cooktop,Built-In Gas Range,Range Hood,Ice Maker,Dishwasher,Microwave,Tankless Water Heater,ENERGY STAR Qualified Appliances,Other,Dryer,Washer
- Laundry features: Laundry Room,Laundry Closet,Sink,Upper Level,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- Partial bathrooms: 1
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Carpet,Tile,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total interior livable area: 4,100 sqft
Kitchen
- Features: Butlers Pantry,Pantry Closet,Quartz Counter,Island w/Sink,Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s),Quartz,Window
Master Bedroom
- Features: Sitting Area
Property
Details
- Parcel number: 253590220000
- Zoning description: Residential
- Special condition: Standard
- Other equipment: Networked,Water Filter System
Features
- Fencing: Wood,Masonry
Lot
- Lot size: 7,701 sqft
- Features: Sprinklers In Front,Shape Regular,Street Lights,Low Maintenance
Parking
- Total spaces: 3
- Parking features: Attached,Side By Side,Garage Door Opener,Garage Faces Front,Garage Faces Side,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Earthquake
- Wildfire
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Joaquin County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $1,326 | $15,912 |
| Electricity | $879 | $10,550 |
| Total | $8,511 | $102,132 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $1,250,000 |
| 2021-11-29 | Sold | $1,191,000 |
