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1550 Plumas Dr, Lathrop, CA, 95330

5beds
4baths
3,086sqft
$779,000
$252price/sqft
$5,696/moest. monthly cost
$227,840/yrincome needed

About This Home

Welcome to this beautiful practically new home in the sought-after River Islands community of Lathrop. Built in 2021, this spacious 5-bedroom, 4.5-bath residence offers over 3,000 sq ft of modern, thoughtfully designed living space. Enjoy a light-filled open-concept layout with seamless flow between the living, dining, and kitchen areas—perfect for everyday living and entertaining. The gourmet kitchen features quartz countertops, a large island, modern cabinetry, and a walk-in pantry. Designed for flexibility, the home includes three bedroom suites, a full bedroom and bath on the main level, a private downstairs den, and an upstairs loft—ideal for multigenerational living, remote work, or additional living space. Generously sized bedrooms with walk-in closets and cohesive modern finishes create a move-in ready feel throughout. Step outside to a low-maintenance backyard with artificial turf, perfect for relaxing or entertaining. Located in the vibrant River Islands community with parks, lakes, trails, and top-rated schools nearby. COMING SOON!! STAY TUNED!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-84.2 mi
6/10
River Islands HighGrades 9-120.7 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2021

Materials

  • Roof: Tile
  • Construction materials: Stucco,Other

Other

  • Builder name: Plute Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Self Cleaning Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Cabinets,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Nook,Pantry,Updated Kitchen
  • Window features: Double Pane Windows
  • Flooring: Laminate,Tile,Vinyl,Carpet,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Zoned,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,086
  • Total interior livable area: 3,086 sqft

Kitchen

  • Features: Breakfast Nook,Stone Counters,Dishwasher,Eat-in Kitchen,Disposal,Gas Range/Cooktop,Kitchen Island,Microwave,Pantry,Refrigerator,Self-Cleaning Oven,Updated Kitchen,Other

Property

Details

  • Parcel number: 210330360000
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Stories: 2
  • Entry location: No Steps to Entry
  • Pool features: None
  • Exterior features: Other,Low Maintenance
  • Fencing: Fenced

Lot

  • Lot size: 5,227 sqft
  • Features: Level,Rectangular Lot,Back Yard,Front Yard,Side Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Electric Vehicle Charging Station(s),Garage Faces Front,Garage Door Opener,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,939$47,268
Home Insurance *$139$1,668
Property Taxes $957$11,484
Electricity $661$7,941
Total$5,696$68,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,291/yr
40% on housing$170,880/yr
45% on housing$151,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$287
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-03-14Listing removed--
2023-02-14Listed for rent$3,700
2021-12-31Listing removed--
2021-12-18Listed for rent$3,500
2021-11-01Sold$775,500

Coming Soon

AgentShivani Yadav
BrokerageExcel Realty

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