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17479 Graceada Ln, Lathrop, CA, 95330

4beds
3baths
2,130sqft
$699,999
$329price/sqft
$4,993/moest. monthly cost
$199,720/yrincome needed

About This Home

Welcome to your dream home in the highly sought after River Islands community. This stunning lakeside property offers one of the most desirable locations in the neighborhood, just steps from Lake Bridgeport. Featuring 4 bedrooms, this home is designed to fit a variety of lifestyles. From the moment you walk in, you are greeted with an abundance of natural light that enhances the open concept layout and highlights the upgraded vinyl flooring throughout.The spacious living area flows effortlessly into the dining and kitchen spaces, creating the perfect setup for entertaining. Dual sliding glass doors open to a large, private backyard situated on an oversized corner lot, ideal for indoor outdoor living, hosting, and summer gatherings. Step outside and unwind on the porch or take a short walk to the lake where you can enjoy paddleboarding, kayaking, and more. The home also features a newer pool, giving you your own personal retreat right at home. With three top rated schools within walking distance, this property offers both convenience and long term value. Opportunities like this in River Islands are rare. This is lakeside living at its best. Come see what this home has to offer!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-83.7 mi
6/10
River Islands HighGrades 9-120.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave
  • Laundry features: Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,130 sqft

Kitchen

  • Features: Pantry Closet,Granite Counters,Kitchen/Family Combo

Property

Details

  • Parcel number: 210530270000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Fenced

Lot

  • Lot size: 6,442 sqft
  • Features: Auto Sprinkler F&R,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$125$1,500
Property Taxes $873$10,476
Electricity $456$5,481
Total$4,993$59,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,188/yr
40% on housing$149,790/yr
45% on housing$133,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$286
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$749,999
2023-06-08Sold$715,000
2023-05-15Pending sale$705,000
2023-05-13Price change$705,000
2023-04-29Listed for sale$725,000
2023-04-26Pending sale$725,000
2023-03-30Listed for sale$725,000
2021-04-28Sold$529,000

For Sale by Agent

AgentEric Rodriguez
BrokerageLifestyle Realty

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