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2035 Chestnut St, Quincy, IL, 62301

3beds
2baths
1,254sqft
$239,900
$191price/sqft
$1,899/moest. monthly cost
$75,960/yrincome needed

About This Home

Beautiful, energy efficient 3 bedroom, 2 bath home built in 2020! Constructed with 2x6 construction and excellent insulation, this thoughtfully designed, single level home offers comfort and efficiency year-round and is handicap accessible. The desirable split bedroom floor plan features the main bedroom with a private en suite bathroom and a walk-in closet, located on one side of the home, with 2 additional bedrooms on the opposite side for added privacy. Enjoy an open concept layout where the kitchen overlooks the living room, highlighted by a cozy electric fireplace - perfect for relaxing or entertaining. The home is completely carpet-free, featuring durable vinyl plank flooring throughout for easy maintenance and a modern look. Additional highlights include a spacious 24x24 2 car garage with convenient alley access, rooftop solar panels, and impressive outdoor living spaces. Step outside to a 21 ft diameter pool with surrounding deck and cabana, plus a covered area with a hot tub and grilling space - ideal for gatherings or unwinding at home. Centrally located close to the college and hospital, with easy access to schools, church, shopping and parks, this home truly has it all. Schedule your appointment today to see this beautiful home in person!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10
Quincy Jr High SchoolGrades 6-81.0 mi
2/10
Quincy Sr High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 14ft 0in x 11ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 0in x 11ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 0in x 13ft 0in

Living Room

  • Level: Main
  • Dimensions: 16ft 0in x 13ft 0in

Main Level

  • Area: 1254

Property

Details

  • Parcel number: 236017800600
  • Zoning description: Residential

Features

  • Pool features: Above Ground
  • Patio & porch: Deck,Porch
  • Has spa: Yes
  • Spa features: Private

Lot

  • Lot size: 9,147 sqft
  • Features: Level
  • Lot size dimensions: 50 x 184.5

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$253$3,036
Property Taxes $303$3,636
Electricity $130$1,569
Total$1,899$22,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,108/yr
40% on housing$56,970/yr
45% on housing$50,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 62301$85
Adams County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 62301$94
Adams County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$244,900
2026-03-20Listed for sale$249,900
2026-03-10Contingent$249,900
2026-01-22Listed for sale$249,900
2020-05-01Sold$164,750

For Sale by Agent

AgentJoe Middendorf
BrokerageMays LLC REALTORS

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