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3901 Hayfield Loop, San Luis Obispo, CA, 93401

4beds
3baths
2,298sqft
$1,495,000
$651price/sqft
$9,629/moest. monthly cost
$385,160/yrincome needed

About This Home

Welcome to Righetti Ranch beauty—where Spanish-inspired architecture meets modern comfort. This inviting home charms from the start with a playful arched front porch, manicured landscaping, and a private driveway leading to an oversized two-car garage. Through the front entrance, you are ushered into a thoughtfully designed floor plan featuring a downstairs bedroom—currently staged as an office—alongside a full bathroom with a walk-in shower and linen storage, ideal for guests or flexible living. The hallway opens to a bright, open-concept living space anchored by a stunning kitchen with stainless steel appliances, a large center island with bar seating, and a walk-in pantry. Designer-selected lighting above the dining area adds sophistication and mood. The living room is filled with natural light and embraces indoor-outdoor living through glass sliders that open to a serene backyard retreat. Outside, enjoy a beautifully fenced backyard complete with a paver patio, lawn, and raised garden beds—perfect for entertaining, relaxing, or cultivating your green thumb. Upstairs, a charming built-in counter with storage offers a functional nook for daily living and organization. The spacious primary suite features a luxurious ensuite with a dual sink vanity, soaking tub, walk-in shower, private water closet, and generous walk-in closet. Two additional bedrooms, a full hall bathroom, and convenient upstairs laundry complete the second level. Owned solar adds energy efficiency and long-term savings, enhancing the home’s comfort and value. Ideally located near Islay Hill and Islay Park, and just minutes from local shopping, dining, wineries, San Luis Obispo Regional Airport, and vibrant downtown San Luis Obispo, this move-in ready home offers a versatile layout and an exceptional lifestyle.

Getting Around

17
WalkingCar-Dependent
22
TransitMinimal Transit
58
BikeBikeable

Schools

7/10
9/10
Laguna Middle SchoolGrades 7-83.4 mi
10/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2021

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Range Hood
  • Laundry features: Inside,Laundry Room,Upper Level

Bathroom

  • Features: Soaking Tub,Tub Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Separate/Formal Dining Room,Recessed Lighting,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,298 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 004716066
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,000 sqft
  • Features: Back Yard,Front Yard,Landscaped,Street Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$195$2,340
Property Taxes $1,383$16,596
Electricity $492$5,913
Total$9,629$115,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$330,137/yr
40% on housing$288,870/yr
45% on housing$256,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$651This listing

vs Other Active Listings

Avg $/sqft

ZIP 93401$854
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93401$660
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,495,000
2026-05-02Contingent$1,495,000
2026-04-27Listed for sale$1,495,000
2024-09-21Listing removed$5,100
2024-09-15Listed for rent$5,250
2024-07-23Listing removed--
2024-07-13Price change$5,250
2024-07-09Listed for rent$5,500
2021-12-09Sold$898,500

For Sale by Agent

AgentLindsey Harn
BrokerageChristie's International Real Estate Sereno

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