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782 Butternut Ridge Rd, Canton, NY, 13617

3beds
1baths
0sqft
$135,000
--price/sqft
$1,213/moest. monthly cost
$48,520/yrincome needed

About This Home

NEW PRICE AND OWNER IS READY TO REVIEW OFFERS AND IS OPEN TO NEGOTIATION!! Welcome to this comfortable, country home situated on a 1.1 acre featuring a cozy eat in kitchen with beautiful oak cabinets and stainless steel appliances — the perfect blend of warmth and functionality. The spacious, bright living room offers plenty of natural light and room to relax. The main floor also features a comfortable bedroom. den/office, laundry room and an updated full bath for convenient one-level living options. Upstairs, you’ll find two nice sized bedrooms plus an additional area above the kitchen—previously used as a bedroom and offers flexible space ideal for a den, home office, or creative studio. The home is serviced by a drilled well and a 1,000-gallon septic system. Heating is provided by a three-year-old Olsen forced air oil furnace, along with a 30-gallon oil-fired hot water heater by Rheem. A Generac whole-house generator offers additional peace of mind. Additional highlights include a one-car attached garage and a detached garage offering over 1,000 square feet. This versatile space includes a workbench, is heated with a Lennox propane heater, and provides abundant storage for recreational vehicles, tools, or hobby equipment. With flexible living space and exceptional garage capacity, this property offers endless potential for today’s homeowner. Conveniently located just a short drive to Canton, Potsdam, and Colton, this property combines country comfort with easy access to nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
6/10
7/10

Construction

Condition

  • Property condition: Older Home (75+ yrs),Sold as Is
  • Year built: 1881

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm house style,Early American
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Disposal,Exhaust fan/hood,Refrigerator,Stove-Elec,Water Heater(Oil)
  • Laundry features: Laundry Hookups-Elec,Laundry Room,Main Level

Bedroom2

  • Area: 252

Bedroom3

  • Area: 168

Bedroom4

  • Area: 225

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl

Heating

  • Heating features: Forced Air,Generator,Oil

Interior Area

  • Total structure area: 1,536

Living Room

  • Area: 330

Property

Details

  • Parcel number: 104.00119.1

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Covered porch
  • Exterior features: Lighting
  • Frontage length: Main Road: 513

Lot

  • Lot size: 1.10 Acres
  • Features: Adjacent to meadow,Level
  • Lot size dimensions: 513

Parking

  • Total spaces: 2
  • Parking features: 1 car garage,Attached garage,Automatic garage door,Detached garage,Gravel,Heated Garage,Multiple Garages,Oversized,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$68$816
Property Taxes $217$2,604
Electricity $246$2,954
Total$1,213$14,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,588/yr
40% on housing$36,390/yr
45% on housing$32,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13617$157
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13617$109
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$135,000
2026-07-21Price change$135,000
2026-06-18Price change$149,000
2026-05-18Listed for sale$169,000

For Sale by Agent

AgentDebbie Gilson
BrokerageCounty Seat Realty

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