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2455 Explorador Dr, Merced, CA, 95340

4beds
3baths
2,111sqft
$479,000
$227price/sqft
$3,712/moest. monthly cost
$148,480/yrincome needed

About This Home

Move-in ready North Merced home with fully paid-off solar no lease or loan to assume, just lower utility bills from day one. Located on a quiet cul-de-sac just minutes from UC Merced, this 4-bedroom, 3-bath home offers an open-concept living, family, and dining area that flows out to a covered backyard deck. The fully developed backyard features low-maintenance artificial turf, ideal for entertaining year-round without the upkeep. The updated kitchen includes quartz countertops, stainless steel appliances, a gas cooktop and oven, and a walk-in pantry. One bedroom and full bath are conveniently located downstairs. Upstairs, the primary suite includes two walk-in closets and a dual-sink bath, plus a dedicated laundry area. ENERGY STAR appliances and a tankless water heater add further efficiency. A shared driveway with one neighboring home keeps it private. Don't miss this rare opportunity schedule your showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Concrete,Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Gas Oven,Built-In Gas Range,Gas Water Heater,Dishwasher,Disposal,Tankless Water Heater,ENERGY STAR Qualified Appliances,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Gas Dryer Hookup,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Formal Area

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned,Attic Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,111 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink,Kitchen/Family Combo

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tile,Quartz,Window

Property

Details

  • Parcel number: 008490004000
  • Attached to another structure: Yes
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 5,083 sqft
  • Features: Auto Sprinkler F&R,Sprinklers In Front,Sprinklers In Rear,Court,Cul-De-Sac,Private,Grass Artificial,Street Lights,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Covered,Garage Door Opener,Driveway,Shared Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$168$2,016
Property Taxes $670$8,040
Electricity $452$5,432
Total$3,712$44,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,268/yr
40% on housing$111,360/yr
45% on housing$98,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$469,000
2026-07-31Listed for sale$479,000
2026-07-28Listing removed$485,000
2026-07-12Price change$485,000
2026-07-01Listed for sale$499,000
2026-06-26Listed for rent$2,395
2025-09-02Listing removed$2,295
2025-08-13Price change$2,295
2025-07-21Listed for rent$2,395
2024-09-13Listing removed$2,295
2024-08-17Price change$2,345
2024-08-14Price change$2,195
2024-08-01Listed for rent$2,345
2024-07-07Listing removed--
2024-05-31Listed for rent$2,345
2024-04-05Listing removed--
2024-03-30Price change$2,345
2024-03-23Price change$2,395
2024-03-23Listing removed--
2024-02-02Listed for sale$488,000
2023-12-20Price change$2,295
2023-12-14Listed for rent$2,345
2021-11-04Sold$454,000

For Sale by Agent

AgentPraveen Gupta
BrokerageReal Estate Source Inc

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