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2482 Valdes Dr, Merced, CA, 95340

5beds
3baths
2,282sqft
$489,000
$214price/sqft
$3,601/moest. monthly cost
$144,040/yrincome needed

About This Home

Welcome to this well-maintained 2021-built two-story home offering 5 bedrooms, 2.5 bathrooms, and 2,282 sq ft of functional living space on a 6,209 sq ft lot. Located in a family-friendly neighborhood, this move-in-ready home combines modern convenience, energy efficiency, and a highly desirable location. Prime Location: • Park directly in front of the home—perfect for families with kids • Walking distance to Richard Bernasconi Park • Approx. 7-minute drive to UC Merced and Lake Yosemite • Direct bike lane access to UC Merced • UC Merced CatTracks bus stop within walking distance Key Features: • Flexible layout with a downstairs bedroom and half bath—ideal for guests or office use • Durable wood laminate flooring throughout the main level • Spacious kitchen with granite countertops, large island, and ample cabinetry • Upstairs includes four bedrooms, a loft, and laundry room Outdoor & Exterior: • Low-maintenance backyard with a mix of concrete and grass • Automatic sprinkler system • Gazebo and patio area for outdoor relaxation and gatherings Upgrades & Extras: • Washer and dryer included • EV Level 2 charger installed (inspection passed) • Solar lease at only $37/month, helping reduce electricity costs • Energy-efficient newer construction • Google Nest cameras and doorbell + ADT security system installed • Keyless entry for main door and multiple rooms • Attached 2-car garage • HOA: $106/month This home offers a rare combination of location, layout, and modern upgrades—ideal for families, commuters, and UC Merced access.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Gas Range
  • Laundry features: Electric Dryer Hookup

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace features: See Remarks
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,282 sqft

Property

Details

  • Parcel number: 008500015000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main Door
  • Pool features: None,Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,216 sqft
  • Features: Level
  • Lot size dimensions: 6,216

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$171$2,052
Property Taxes $469$5,628
Electricity $489$5,872
Total$3,601$43,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,462/yr
40% on housing$108,030/yr
45% on housing$96,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 95340$239
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95340$239
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$510,000
2026-04-18Listed for sale$520,000
2022-09-28Sold$470,000
2022-08-30Pending sale$499,900
2022-08-02Price change$499,900
2022-07-13Price change$524,900
2022-06-16Listed for sale$535,000
2021-02-26Sold$351,500
2020-12-02Price change$351,300
2020-11-10Price change$350,300
2020-11-03Price change$353,300
2020-10-30Listed for sale$352,300

For Sale by Agent

AgentBhakta Thapa
BrokerageRealty One Group United

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