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465 Miaterra Drive, Santa Rosa, CA, 95407

3beds
3baths
1,291sqft
$569,000
$441price/sqft
$3,816/moest. monthly cost
$152,640/yrincome needed

About This Home

Step inside to this and thoughtfully designed two-story floor plan. Enjoy a seamless blend of living and dining spaces, complemented by three bedrooms and two and a half bathrooms. Timeless accents, recessed lighting, and an abundance of natural light create an ambiance of comfort and style. The kitchen is a dream for any home chef, featuring clean design with dark wood cabinetry, sleek white countertops, a convenient breakfast bar, and a timeless layout that maximizes both function and beauty. Sliding doors lead to a private patio, ideal for intimate outdoor dining, entertaining, or simply relaxing in your own peaceful retreat. Additional highlights include a spacious one-car garage with storage, offering the perfect combination of convenience and practicality. This home is conveniently located, close to everything Sonoma County including nearby shopping, parks, schools, and more. Whether you're lounging on your private backyard patio or enjoying a serene cup of your favorite beverage at the breakfast bar, there's so much to love about this hidden treasure. Don't miss the opportunity to make this home yours!

Getting Around

40
WalkingCar-Dependent
30
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

3/10
2/10
Elsie Allen High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Microwave
  • Laundry features: In Garage

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,291
  • Total interior livable area: 1,291 sqft

Kitchen

  • Features: Stone Counters
  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 043410004000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Fencing: Wood

Lot

  • Lot size: 1,716 sqft
  • Features: Landscaped,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$119$1,428
Property Taxes $422$5,064
Electricity $398$4,786
Total$3,816$45,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,834/yr
40% on housing$114,480/yr
45% on housing$101,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 95407$291
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95407$439
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$575,000
2026-03-16Listed for sale$585,000
2024-06-07Sold$579,000
2024-06-04Pending sale$579,000
2024-05-21Contingent$579,000
2024-05-21Price change$579,000
2024-05-03Listed for sale$585,000
2020-04-14Sold$442,500

For Sale by Agent

AgentDenise Lucchesi
BrokerageCentury 21 Epic

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