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925 E Clearlake St, Derby, KS, 67037

2beds
2baths
1,368sqft
$344,000
$251price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

NOW OFFERED AT $339,000 — an even better opportunity for low-maintenance patio home living in the highly sought-after Courtyard at The Oaks! This beautifully maintained, zero-entry home combines stylish finishes, a spacious open layout, and resort-style community amenities for an easy, lock-it-and-leave-it lifestyle. This 2-bedroom, 2-bath patio home features an open, airy floor plan with vaulted ceilings, luxury vinyl flooring, and abundant natural light. The stunning kitchen is designed for both everyday living and entertaining, featuring quartz countertops, abundant cabinetry, under-cabinet lighting, a spacious pantry, dedicated coffee bar, and a full suite of appliances. The inviting living room is highlighted by an electric fireplace and flows seamlessly to the private covered patio—an ideal place to enjoy your morning coffee, unwind after a long day, or entertain family and friends. The spacious primary suite offers a relaxing retreat with dual vanities, a beautifully tiled walk-in shower, and an oversized walk-in closet. A second bedroom and full bath provide flexible space for overnight guests, a home office, or your favorite hobbies. Additional highlights include a separate laundry room, oversized two-car garage, thoughtful storage throughout, and quality finishes that make this home truly move-in ready. Life at Courtyard at The Oaks extends beyond your front door. Residents enjoy outstanding community amenities including a clubhouse, swimming pool, pickleball courts, and beautifully maintained common areas. With the HOA handling lawn care, exterior painting, snow removal, trash, you'll enjoy the freedom of a true low-maintenance lifestyle. Conveniently located near shopping, dining, healthcare, parks, and everything Derby has to offer, this home combines everyday convenience with exceptional comfort. Whether you're downsizing, simplifying, or simply looking for a home that lets you enjoy life instead of maintaining it, this exceptional patio home offers everything you've been waiting for. Come discover the comfort, convenience, and welcoming community that make Courtyard at The Oaks one of Derby's most desirable places to call home.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10
Derby High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: None
  • Roof: Composition
  • Construction materials: Frame w/Less than 50% Mas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Patio Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Features

  • Ceiling Fan(s),Walk-In Closet(s),Vaulted Ceiling(s)
  • Door features: Storm Door(s)
  • Window features: Window Coverings-All
  • Number of fireplaces: 1
  • Fireplace features: One,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,368

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Property

Details

  • Parcel number: 2293103208013.00

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Guttering - ALL,Irrigation Well,Sprinkler System,Zero Step Entry
  • Fencing: Wrought Iron

Lot

  • Lot size: 6,534 sqft
  • Features: Standard

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Wildfire
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Kansas Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$372$4,464
Property Taxes $338$4,056
Electricity $161$1,935
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 67037$149
Sedgwick County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 67037$134
Sedgwick County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentKristen Warner-Joyal
BrokerageColdwell Banker Plaza Real Estate

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