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12857 Montbrook Way, Rancho Cordova, CA, 95742

4beds
2baths
1,880sqft
$588,500
$313price/sqft
$4,209/moest. monthly cost
$168,360/yrincome needed

About This Home

Welcome to Cypress Grove a newer Lennar Community in South Sunrise. This rare, single story 4 bedroom 2 bathroom home built 2021 features a large great room adjacent to a cook's delight kitchen. The kitchen boasts a large island, perfect for entertaining. Two remote bedroom areas, one ideal for office or guests, and the Primary Suite located in the rear of the home, features a walk-in closet and a soaking tub. New carpet throughout the home! 2 car garage, tankless water heater, Lennar's fire-suppression system, and leased solar ($50 per month) to keep your summer's AC bills in check. This corner-lot home features low-maintainence yard and backyard set up for entertaining that compliments your busy lifestyle. No HOA dues. This corner lot can accommodate a future RV. Seller very motivated.

Getting Around

0
WalkingCar-Dependent
14
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

9/10
9/10
Pleasant Grove High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Other

  • Builder name: Lennar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Plumbed,Built-In Gas Range,Range Hood,Dishwasher,Disposal,Double Oven,Tankless Water Heater
  • Laundry features: Laundry Room,Cabinets,Electric Dryer Hookup,Ground Floor,Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,880 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Low-Flow Shower(s),Low-Flow Toilet(s),Tile,Tub,Walk-In Closet(s)

Master Bedroom

  • Features: Ground Floor,Walk-In Closet

Property

Details

  • Parcel number: 06712700390000
  • Zoning: RES
  • Special condition: Other

Features

  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 6,359 sqft
  • Features: Sprinklers In Front,Corner Lot,Curb(s)/Gutter(s),Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Gentle Up Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,975$35,700
Home Insurance *$131$1,572
Property Taxes $700$8,400
Electricity $403$4,837
Total$4,209$50,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,308/yr
40% on housing$126,270/yr
45% on housing$112,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 95742$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95742$281
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$569,500
2026-07-28Price change$588,500
2026-07-07Price change$599,950
2026-06-23Price change$624,900
2026-06-11Price change$634,900
2026-05-13Listed for sale$649,900
2021-10-19Sold$576,000
2021-05-03Listing removed--
2021-04-26Listed for sale$561,990

For Sale by Agent

AgentGigi Bartridge
BrokerageRe/Max Gold Fair Oaks

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