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5 Missouri Ave, Potsdam, NY, 13676

4beds
4baths
2,373sqft
$349,000
$147price/sqft
$2,918/moest. monthly cost
$116,720/yrincome needed

About This Home

Located in an in-demand neighborhood, this 3-story home was originally built in 1936 and had had much updating, including the finishing of the third floor into a beautiful and functional space set among the treetops. The welcoming front porch was recently rebuilt, and leads into a home that retains much of its original charm with hardwood floors, original woodwork, and French doors, plus many later updates. The open living-dining room is great for entertaining, with fireplace, many windows, and patio doors opening to the back yard. The sunny eat-in kitchen has plentiful storage and a built-in banquette; a half-bath, and a cozy den with built-ins is also located on the first floor. Up the stairs, you'll find a spacious primary bedroom with ensuite bath; a second full bath, and two additional bedrooms. The third floor is currently office/exercise/library, but can be a fourth bedroom, and features many windows and a half-bath, plus much storage. The basement is casually finished as a rec room and home for the mechanicals. Outside, the deep back yard has space for gardening, play, and entertaining on the patio. A modern 2-car garage with extra storage completes the many offerings at 5 Missouri.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Schools

5/10
A A Kingston Middle SchoolGrades 2,5-80.3 mi
5/10

Construction

Condition

  • Property condition: Older Home (75+ yrs),Updated/Remodeled,Sold as Is
  • Year built: 1936

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Refrigerator,Stove-Elec,Water Heater(Domestic/boiler)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,373

Heating

  • Heating features: Baseboard,Natural Gas,Hot Water,Radiator(s)

Interior Area

  • Total structure area: 2,373
  • Total interior livable area: 2,373 sqft

Property

Details

  • Parcel number: 64.059711

Features

  • Stories: 3
  • Patio & porch: Covered porch,Patio

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 66.57 x 202.6

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,3 or more parking spaces,Detached garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$201$2,412
Property Taxes $561$6,732
Electricity $392$4,705
Total$2,918$35,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,045/yr
40% on housing$87,540/yr
45% on housing$77,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$136
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$349,000
2008-06-09Sold$169,900

For Sale by Agent

AgentNikki Coates
BrokerageNikki Coates & Associates LLC

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