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3321 Silver Linden Ct, Folsom, CA, 95630

5beds
4baths
3,682sqft
$1,249,000
$339price/sqft
$8,658/moest. monthly cost
$346,320/yrincome needed

About This Home

Discover contemporary luxury in this practically new built Folsom Ranch home, ideally situated on a private view lot at the end of a quiet cul-de-sac in White Rock Springs Ranch. Offering an expansive 3,682 square feet of living space, this residence features 5 spacious bedrooms and 4 fully upgraded bathrooms, including designer fixtures and finishes. The sunlit open-concept interior showcases upgraded premium flooring, elegant paint-graded finishes, and a striking upgraded staircase railing. At the heart of the home, the chef's kitchen boasts top-tier upgrades, seamlessly flowing into both an indoor sunroom and an outdoor California room for effortless year-round entertaining. Enjoy a premier location moments from elite schools, parks, and shopping.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Mangini Ranch ElementaryGrades K-50.6 mi
9/10
Folsom Middle SchoolGrades 6-84.0 mi
1/10
Folsom Lake High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete
  • Roof: See Remarks
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Dishwasher,Microwave
  • Laundry features: Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,682 sqft

Kitchen

  • Features: Kitchen Island

Property

Details

  • Parcel number: 07237200190000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 7,191 sqft
  • Features: Garden

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$272$3,264
Property Taxes $1,282$15,384
Electricity $789$9,474
Total$8,658$103,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$296,845/yr
40% on housing$259,740/yr
45% on housing$230,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$1,249,000
2024-01-11Sold$1,022,000

For Sale by Agent

AgentBK Katragadda
BrokerageKeller Williams Realty

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