4981 Gold Rush Dr, Folsom, CA, 95630
About This Home
Located in the highly desired White Rock Springs community within the Aster neighborhood by Lennar, this beautifully upgraded home sits on an expansive nearly 8,000 square foot lot and features over $130,000 in premium upgrades, plus owned solar for added efficiency and long-term savings. The modern open-concept floorplan showcases luxury vinyl planking flooring throughout the main living areas, offering both style and durability. The chef's kitchen is the heart of the home, complete with granite countertops, upgraded cabinetry, and high-end appliances, seamlessly connecting to the spacious living and dining areas perfect for everyday living and entertaining alike. A full bedroom and bathroom on the main floor provide ideal flexibility for guests, multi-generational living, or a private office. Upstairs, a generous loft offers additional living space, surrounded by four well-appointed bedrooms designed for comfort and functionality. Step outside to the private backyard featuring a California Room, creating the ultimate indoor-outdoor lifestyle experience. Set in one of the area's most sought-after communities, this home delivers modern design, thoughtful upgrades, energy efficiency, and exceptional value an opportunity you won't want to miss.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Concrete,Slab
- Roof: Tile
- Construction materials: Concrete,Stucco,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Range Hood,Ice Maker,Dishwasher,Microwave,Warming Drawer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Dining/Living Combo
Features
- Flooring: Carpet,Tile,Luxury Vinyl Plank,Wood
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 3,028 sqft
Kitchen
- Features: Pantry Closet,Kitchen Island,Stone Counters,Island w/Sink
Property
Details
- Parcel number: 07237600570000
- Zoning description: RES
- Special condition: Standard
Features
- Exterior features: Balcony
Lot
- Lot size: 6,412 sqft
- Features: Landscape Back,Landscape Front
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,748 | $56,976 |
| Home Insurance * | $204 | $2,448 |
| Property Taxes | $931 | $11,172 |
| Electricity | $649 | $7,791 |
| Total | $6,532 | $78,384 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $999,000 |
| 2026-02-25 | Listed for sale | $1,049,000 |
| 2022-06-09 | Sold | $956,000 |
| 2021-11-11 | Listing removed | -- |
| 2021-11-02 | Price change | $921,990 |
| 2021-10-06 | Listed for sale | $894,990 |
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