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39 Hammond St APT 2, Cambridge, MA, 02138

3beds
4baths
2,913sqft
$3,250,000
$1,116price/sqft
$19,305/moest. monthly cost
$772,200/yrincome needed

About This Home

Luxury living with immediate access to Harvard & Lesley's scenic campuses. Fine features of this fully renovated home include custom millwork throughout, plus a private fenced-in yard with a patio. You are greeted by a spacious living room with a gas fireplace, built-in shelving and custom cabinetry. The open dining area offers 5 large windows, a custom banquette, and yard access. The chef's kitchen showcases a vaulted ceiling and is equipped with stone countertops, a 6-burner Wolf stove, SubZero refrigerator, peninsula, apron sink, and tile backsplash. Upstairs, the 2-room primary suite provides a walk-in closet, en-suite 4-piece tiled bath with radiant heat, and French doors to the balcony. The top floor houses 2 more bedrooms with soaring ceilings and a bathroom. The fully finished lower level showcases beautiful custom built-ins, a laundry room, full bath, and walk-out exterior access. Sited just a stone's through from Harvard Divinity School's tranquil grounds.

Getting Around

92
WalkingWalker's Paradise
76
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

8/10
Maria L. Baldwin SchoolGrades PK-50.1 mi
7/10

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Laundry features: Sink,In Basement,In Unit

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half
  • Level: First
  • Area: 21

Bathroom2

  • Features: Bathroom - Full, Double Vanity
  • Level: Second
  • Area: 88

Bathroom3

  • Features: Bathroom - Full, Closet - Linen
  • Level: Third
  • Area: 55

Bedroom2

  • Features: Closet
  • Level: Third
  • Area: 126

Bedroom3

  • Features: Closet
  • Level: Third
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 130

Family Room

  • Features: Closet, Exterior Access
  • Level: Basement
  • Area: 416

Features

  • Sitting Room,Study,Bathroom
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 725
  • Finished area above ground: 2,188
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Heat Pump,Electric,Radiant
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,913
  • Total interior livable area: 2,913 sqft

Kitchen

  • Features: Countertops - Stone/Granite/Solid, Stainless Steel Appliances, Gas Stove, Peninsula
  • Level: First
  • Area: 144

Living Room

  • Level: First
  • Area: 270

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Walk-In Closet(s), Balcony / Deck, French Doors
  • Level: Second
  • Area: 224

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 5094679
  • Zoning: RES

Features

  • Patio & porch: Deck - Roof,Patio
  • Exterior features: Deck - Roof,Patio,Fenced Yard,Garden,Professional Landscaping
  • Fencing: Fenced

Parking

  • Total spaces: 1
  • Parking features: Off Street,Deeded
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$544$6,528
Property Taxes $1,754$21,048
Electricity $574$6,893
Total$19,305$231,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$661,885/yr
40% on housing$579,150/yr
45% on housing$514,800/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,116This listing

vs Other Active Listings

Avg $/sqft

ZIP 02138$835
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02138$1,072
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$3,250,000
2025-05-05Listing removed$3,400,000
2025-03-19Listed for sale$3,400,000
2022-06-23Sold$3,400,000
2022-03-29Listed for sale$3,400,000

For Sale by Agent

AgentGail Roberts, Ed Feijo & Team
BrokerageColdwell Banker Realty - Cambridge

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