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10 Gilmore St, Potsdam, NY, 13676

2beds
1baths
0sqft
$22,500
--price/sqft
$408/moest. monthly cost
$16,320/yrincome needed

About This Home

Beautiful lot for sale in the Village of Potsdam with a cottage style house, on a side street in a neighborhood setting. It offers a unique opportunity for expansion or redevelopment (currently in need of extensive renovation or removal). Though presently uninhabitable, it presents an opportunity for a buyer. Priced to sell well below assessed value of $40,000. Don’t miss your chance to own a piece of Potsdam’s history and make it your own—schedule a showing today. White barn is not on the property and is not included.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 536

Property

Details

  • Parcel number: 64.068232
  • Zoning description: Res-1

Features

  • Stories: 1
  • Frontage length: Main Road: 66'

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 66' x 136'

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $113$1,356
Home Insurance *$13$156
Property Taxes $36$432
Electricity $246$2,954
Total$408$4,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,988/yr
40% on housing$12,240/yr
45% on housing$10,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$140
St. Lawrence County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-17Price change$27,500
2025-11-03Price change$30,000
2025-10-16Listed for sale$33,900
2000-09-26Sold$37,000

For Sale by Agent

AgentJoan Christensen
BrokerageSandstone Realty NY LLC

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