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151 Elm St, Potsdam, NY, 13676

5beds
2baths
0sqft
$175,000
--price/sqft
$1,512/moest. monthly cost
$60,480/yrincome needed

About This Home

Charming 5-Bedroom Colonial on 1 Acre in the Village of Potsdam! Welcome to this spacious 5-bedroom, 1.5-bath Colonial home, perfectly situated on 1 acre in the Village of Potsdam. With stunning meadow views and abundant natural beauty, this property offers a peaceful, “out-of-village” feel while still delivering all the conveniences of village living. Step inside to a warm and inviting first floor featuring a main-level bedroom and half bath, ideal for guests or one-floor living. The large kitchen and dining room combination is perfect for entertaining, offering ample cabinetry, built-ins, a kitchen island, and plenty of space to gather. Hardwood floors flow through the living room and continue upstairs into the bedrooms, adding charm and character throughout the home. Upstairs, you’ll find four generously sized bedrooms, each with large closets—a rare find in village homes. The layout provides excellent flexibility. Off the back of the home, enjoy the tranquility of the 3-season room, the perfect place to unwind as you watch wildlife roam the meadow or snack on apples from the tree in your yard. The expansive lot provides endless opportunities for gardening, recreation, or simply relaxing in your private natural oasis. Additional features include a 1-car attached garage, circular driveway, and close proximity to Clarkson University, SUNY Potsdam, Canton-Potsdam Hospital, and everyday conveniences—there’s even a coffee shop and convenience store right across the street. Listed below assessed value, this home offers exceptional space, comfort, and potential in a highly sought-after location. Don’t miss your chance to enjoy village amenities with a country feel—schedule your showing today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 1963

Materials

  • Foundation: Basement,Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Freezer,Refrigerator,Stove-Gas,Water Heater(Gas)
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Kitchen isle
  • Flooring: Hardwood,Tile,Vinyl

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,792

Property

Details

  • Parcel number: 64.060318
  • Zoning description: 210

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Enclosed porch
  • Has view: Yes
  • View description: Panoramic
  • Frontage length: Main Road: 300

Lot

  • Lot size: 1 Acres
  • Features: Adjacent to meadow,Oversized
  • Lot size dimensions: 300 x 208

Parking

  • Total spaces: 1
  • Parking features: 1 car garage,Attached garage,Circular Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$101$1,212
Property Taxes $281$3,372
Electricity $246$2,954
Total$1,512$18,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,840/yr
40% on housing$45,360/yr
45% on housing$40,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$136
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-07Listed for sale$189,000
2012-10-25Sold$110,000
2002-05-14Sold$50,000

For Sale by Agent

AgentTaylor Harper
BrokerageKing Realty NNY

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