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121 Park St, Potsdam, NY, 13676

5beds
2baths
0sqft
$130,000
--price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

New investment opportunity at 121 Park Street in Potsdam! This updated 2-unit property is a great opportunity for investors or owner-occupants looking to offset their mortgage by renting one unit while living in the other. The property features one 3-bedroom, 1-bath unit and one 2-bedroom, 1-bath unit. Many updates have already been completed, including updated kitchens and bathrooms throughout. Separate utilities with 2 furnaces, 2 electric water heaters, and two separate 100-amp electric entrances make management convenient for owners and tenants alike. Both units also feature their own laundry hookups. Located right next to the local paper mill recently purchased by Twin Rivers Paper Company, this property offers excellent rental potential for mill workers and other local tenants. Whether you’re looking to add to your investment portfolio or purchase your first multi-unit property, this one is worth a look!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
A A Kingston Middle SchoolGrades 2,5-82.8 mi
5/10

Construction

Condition

  • Property condition: Older Home (75+ yrs),Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Basement
  • Roof: Metal,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven Range Microwave,Refrigerator,Stove-Elec,Stove-Gas,Water Heater(Electric)
  • Laundry features: Laundry Hookups-Elec

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,828

Property

Details

  • Parcel number: 53.05822

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered porch

Lot

  • Lot size: 5,400 sqft
  • Features: Level,located on a dead end
  • Lot size dimensions: 60 x 90

Parking

  • Total spaces: 3
  • Parking features: 3 or more parking spaces,Stone driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$75$900
Property Taxes $209$2,508
Electricity $246$2,954
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$137
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$130,000
2026-05-12Listed for sale$149,500
2026-05-03Listing removed$150,000
2026-02-27Price change$150,000
2025-12-18Price change$167,000
2025-11-03Listed for sale$179,000
2021-03-24Listing removed--
2018-09-09Listing removed$68,500
2018-05-05Listed for sale$68,500
2000-11-20Sold$4,500
2000-08-21Sold$3,487

For Sale by Agent

AgentJoseph DiMatteo
BrokerageTrego Realty Group, LLC

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