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647 Heath Rd, Potsdam, NY, 13676

1beds
1baths
652sqft
$74,900
$115price/sqft
$787/moest. monthly cost
$31,480/yrincome needed

About This Home

Cute and cozy 1-bedroom, 1-bath ranch situated on over a half-acre lot bordering Tucker Brook. This well-maintained home offers a functional floor plan featuring a kitchen, dining area, living room, bedroom with walk-in closet, full bath, and laundry room. Enjoy the peaceful setting from the rear deck overlooking the brook or relax on the side deck adjacent to the mudroom entrance. The property also includes a detached garage, firepit area, and ample outdoor space for recreation and entertaining. Ideal as a year-round residence, downsizing opportunity, vacation retreat, or snowmobile getaway, conveniently located less than 8 miles from the S74 and C7E snowmobile trails. The home is heated by a propane forced-air furnace and offers a tranquil setting with the soothing sounds of the brook right in your backyard.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
A A Kingston Middle SchoolGrades 2,5-84.3 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Foundation: Other,See Remarks
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Country Kitchen,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Hardwood,Varies,Vinyl

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 652
  • Total interior livable area: 652 sqft

Property

Details

  • Parcel number: 40800005400400050150000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Enclosed Porch,Gravel Driveway,Porch
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Tucker Brook
  • Frontage length: 40

Lot

  • Lot size: 0.57 Acres
  • Features: Rectangular,Rectangular Lot,Rural Lot
  • Lot size dimensions: 100 x 250

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$43$516
Property Taxes $120$1,440
Electricity $246$2,954
Total$787$9,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,982/yr
40% on housing$23,610/yr
45% on housing$20,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 13676$139
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13676$114
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$74,900

For Sale by Agent

AgentMarsha Gibbons
BrokerageTLC Real Estate LLC - Carthage

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