620 River St, Lincoln, CA, 95648
About This Home
Welcome to 620 River Street, Linoln in La Madera at Twelve Bridges! Built just 5 years ago, this beautifully maintained home offers flexible living. This designed floor plan allows for convenient single-story living with the primary suite, a secondary bedroom and a full bath located on the mail level. Upstairs, you'll find an additional bedroom, full bath and a spacious loft with endless possibilities-ideal for a home office, media room, gym, playroom,or guest retreat. Enjoy the convenience of a downstairs laundry, a peaceful backyard patio perfect for relaxing and a desirable location on a quiet street. Conveniently situated near Kaiser medical office, John Adams Academy, the new Twelve Bridges High School, Hwy 65, shopping, dining, and parks. This versatile layout in an ubeatable location is ready to welcome its next owner.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Frame,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Bar,Formal Area
Features
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 2,405 sqft
Kitchen
- Features: Pantry Closet,Granite Counters,Island w/Sink
Property
Details
- Parcel number: 329140046000
- Zoning: Residential
- Special condition: Standard
Lot
- Lot size: 4,273 sqft
- Features: Curb(s),Curb(s)/Gutter(s)
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front,Uncovered Parking Space
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Placer County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,235 | $38,820 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $514 | $6,168 |
| Electricity | $515 | $6,188 |
| Total | $4,426 | $53,112 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-25 | Price change | $639,950 |
| 2026-06-11 | Listed for sale | $649,900 |
| 2026-05-08 | Listing removed | $640,000 |
| 2026-02-10 | Price change | $640,000 |
| 2025-11-13 | Listed for sale | $649,000 |
| 2021-06-16 | Sold | $539,000 |
View on Zillow