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10841 Carmen Oak Dr, Lowell, MI, 49331

4beds
3baths
1,812sqft
$425,000
$235price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Enjoy the comfort of a single-family home with the convenience of low-maintenance living. This home features an attached 2-car garage to keep your vehicles protected year-round, plus an included washer and dryer for added everyday convenience. The stylish kitchen is equipped with Whirlpool® stainless steel appliances, making it perfect for cooking and entertaining. Built with an Energy Smart HERS® Rating of 58, this home is designed for efficiency and can save an estimated average of $2,224 per year in energy costs compared to an older rental. Enjoy modern finishes, lower utility bills, and more money to spend on the things you love—all in a home designed for comfort, convenience, and value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
8/10
Lowell Middle SchoolGrades 6-82.6 mi
8/10
Lowell Senior High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Colonial,Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Vinyl,Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Property

Details

  • Parcel number: 412005203007

Features

  • Stories: 2

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$141$1,692
Property Taxes $371$4,452
Electricity $197$2,371
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 49331$211
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49331$194
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$425,000
2026-06-23Listing removed$2,595
2026-06-17Listed for rent$2,595
2026-01-19Listing removed$2,195
2025-12-23Price change$2,195
2025-11-21Price change$2,295
2025-10-21Listed for rent$2,695
2021-11-09Listing removed--
2021-11-03Listed for rent$2,395

For Sale by Agent

AgentBreanna May
BrokerageGreat Lake Realty Company LLC

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