10 Florence St, Hornell, NY, 14843
About This Home
Welcome home to this affordable, move-in ready 3-bedroom, 1-bath home that's full of charm, character, and potential! Relax on the inviting open front porch, perfect for enjoying your morning coffee or unwinding in the evening. Inside, you'll find a spacious living room featuring a beautiful brick fireplace that serves as a warm and inviting focal point. The formal dining room provides the perfect space for family meals, holiday gatherings, or entertaining guests. This well-maintained home has seen several recent updates, including all new windows (2025), a newer furnace (2021) new sump pump (2025), and a new roof over the back porch (2024), giving you added peace of mind. Laundry hookups are conveniently located both upstairs in the bathroom and in the basement, offering flexibility to suit your needs. Outside, a storage shed is included, providing plenty of extra space for tools, lawn equipment, or seasonal items. The full walk-up attic offers incredible potential to be finished into additional living space, whether you're dreaming of a home office, playroom, guest suite, or bonus room. Affordable, move-in ready, and filled with possibilities, this charming home is an excellent opportunity for first-time buyers, those looking to downsize, or anyone seeking a home with timeless character and room to grow. Schedule your showing today!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Separate/Formal Dining Room,Separate/Formal Living Room
- Flooring: Carpet,Hardwood,Laminate,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,391
- Total interior livable area: 1,391 sqft
Property
Details
- Parcel number: 4606001510190006007000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Open,Porch
- Exterior features: Deck
Lot
- Lot size: 4,800 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 40 x 120
Parking
- Parking features: No Garage,No Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Steuben County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $60 | $720 |
| Property Taxes | $141 | $1,692 |
| Electricity | $246 | $2,954 |
| Total | $851 | $10,212 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $79,900 |
| 2021-01-11 | Sold | $38,000 |
| 2020-11-22 | Pending sale | $49,900 |
| 2020-11-09 | Price change | $49,900 |
| 2020-09-14 | Price change | $54,900 |
| 2020-07-31 | Listed for sale | $59,900 |
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