




232 Grand St, Hornell, NY, 14843
About This Home
SELLER MOTIVATED AND CONSIDERING ALL REASONABLE OFFERS. This home is perfect for someone that needs space but is looking for first floor living! Large master bedroom is on the first floor along with a first floor bathroom. Traditional layout with a full kitchen, dining room, and living room. Upstairs you will find two bedrooms along with another full bath. Large fenced-in back yard is easy to maintain but also large enough for outside activities. The oversized garage has plenty of room for two cars, toys, tools, and hobbies. 24 hours notice to show. Pre-qualified buyers only. Only offers with proof of funds will be considered. $1,500 minimum EMD.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1875
Materials
- Foundation: Other,See Remarks
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Bedroom on Main Level
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Other,See Remarks,Forced Air
Interior Area
- Total structure area: 1,796
- Total interior livable area: 1,796 sqft
Property
Details
- Parcel number: 166.0603060.0
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway
Lot
- Lot size: 7,500 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Steuben County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $82 | $984 |
| Property Taxes | $194 | $2,328 |
| Electricity | $296 | $3,561 |
| Total | $1,128 | $13,536 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-26 | Price change | $110,000 |
| 2025-10-23 | Price change | $115,900 |
| 2025-08-31 | Listed for sale | $119,900 |
| 2015-10-20 | Sold | $47,500 |
| 2012-10-02 | Sold | $17,000 |
