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81 Maple St, Addison, NY, 14801

4beds
2baths
1,920sqft
$125,000
$65price/sqft
$1,319/moest. monthly cost
$52,760/yrincome needed

About This Home

Opportunity for owner-occupied or investors in the Village of Addison Two units with separate meters, driveway, garage, shed, yard, open deck, covered porch space, and new windows. The lower unit has two bedrooms, a living room with built-ins, a dining room, a kitchen with a washer and dryer, and a bathroom. Some hardwood floors. Open deck space and covered front porch. The upper unit has a separate entrance with stairs inside the building, two bedrooms, a living room and kitchen and bathroom, and a covered front porch. Located near shopping, post office

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

3/10
8/10
Addison High SchoolGrades 6-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Other,Shake Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 4620013320170002015000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 66 x 165

Parking

  • Total spaces: 1
  • Parking features: One Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$150$1,800
Property Taxes $220$2,640
Electricity $317$3,807
Total$1,319$15,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,222/yr
40% on housing$39,570/yr
45% on housing$35,173/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 14801$106
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14801$56
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Listed for sale$125,000
2021-06-04Listing removed--
2021-05-15Listed for rent$500
2019-12-21Listing removed$500
2019-11-09Listed for rent$500
2018-10-13Listing removed$69,900
2018-06-20Price change$69,900
2018-04-17Price change$74,900
2018-02-28Listed for sale$79,900
2007-04-11Sold$47,000

For Sale by Agent

AgentPatricia C. Page
BrokerageWarren Real Estate

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