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26 Steuben St, Addison, NY, 14801

3beds
1baths
2,042sqft
$80,000
$39price/sqft
$978/moest. monthly cost
$39,120/yrincome needed

About This Home

Located in addison school district. Needs repairs. Needs clean out. Positive for lead. Selling as is.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
5/10
Addison High SchoolGrades 6-122.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl/Raised
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 2,042 sqft

Property

Details

  • Parcel number: 4620013490802036000

Features

  • Exterior features: Wood

Lot

  • Lot size: 0.27 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$96$1,152
Property Taxes $141$1,692
Electricity $337$4,049
Total$978$11,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,531/yr
40% on housing$29,340/yr
45% on housing$26,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 14801$110
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14801$56
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$80,000
2018-03-20Sold$39,000
2001-08-01Sold$31,000
1998-06-23Sold$20,000

For Sale by Owner

AgentProperty Owner

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