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418 Haverling St, Bath, NY, 14810

3beds
2baths
2,384sqft
$184,900
$78price/sqft
$1,756/moest. monthly cost
$70,240/yrincome needed

About This Home

Looking for a home with space, flexibility, and room to spread out? This 3-bedroom, 2-full-bath ranch in the Village of Bath checks all the boxes! The main floor features two bedrooms, a full bath, and a heated sunroom overlooking the large fenced-in backyard and stone patio—perfect for relaxing or entertaining. The completely finished walkout basement, renovated in 2024, offers a spacious Primary Suite, full bath, and an additional living room that could easily be converted into a 4th bedroom. With an attached 1-car garage, just under half an acre, affordable utilities, and plenty of versatile living space, this home offers the perfect combination of comfort and functionality. Come see all this home has to offer! Square footage provided by seller, now includes finished full basement

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Dishwasher,Electric Cooktop,Electric Water Heater,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Bedroom on Main Level
  • Flooring: Luxury Vinyl

Heating

  • Heating features: Gas,Hot Water

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Property

Details

  • Parcel number: 4624011590050001048000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Fully Fenced,Patio
  • Fencing: Full

Lot

  • Lot size: 0.45 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 90 x 220

Parking

  • Total spaces: 1
  • Parking features: Attached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$103$1,236
Property Taxes $326$3,912
Electricity $393$4,727
Total$1,756$21,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,205/yr
40% on housing$52,680/yr
45% on housing$46,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$78This listing

vs Other Active Listings

Avg $/sqft

ZIP 14810$111
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14810$109
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$184,900
2019-04-09Sold$67,900

For Sale by Agent

AgentJennelle J McMahon
BrokerageEmpire Realty Group

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