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11 McMaster St, Bath, NY, 14810

4beds
2baths
2,210sqft
$78,000
$35price/sqft
$939/moest. monthly cost
$37,560/yrincome needed

About This Home

Spacious home situated on a large lot, located close to your needed amenities. Home offers a nice open floor plan with lots of natural light flowing throughout. First level offers a large bedroom with attached full bath. Opportunity for an in-law suite with secondary kitchen. Relax on the enclosed back patio! Large fully fenced in backyard with detached barn for extra storage!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Block,Stone
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Second Kitchen,In-Law Floorplan,Main Level Primary,Primary Suite
  • Flooring: Carpet,Laminate,Varies

Heating & Cooling

  • Heating features: Electric,Gas,Baseboard,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 4624011590140001007100
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 0.30 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 66 x 199

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $394$4,728
Home Insurance *$43$516
Property Taxes $137$1,644
Electricity $365$4,382
Total$939$11,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,194/yr
40% on housing$28,170/yr
45% on housing$25,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 14810$113
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14810$109
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Sold$133,939
2020-02-05Listing removed$119,900
2020-01-29Sold$130,000
2019-07-17Price change$119,900
2019-07-14Price change$129,900
2019-02-25Price change$134,900
2019-01-14Listed for sale$139,900

Unknown Listed By

AgentLarry M. Magguilli
BrokerageHunt Real Estate ERA/Columbus

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