9 Cardinal Hill Ln, Smithfield, RI, 02917
About This Home
Experience the pinnacle of luxury living in this exceptional estate, nestled within an exclusive private gated community of just 14 homes. Designed for effortless one-level living, the open-concept floor plan seamlessly blends elegance and functionality, featuring high-end finishes and exceptional craftsmanship throughout. The thoughtfully designed primary suite is privately situated in its own wing of the home, creating a true owner's retreat. Upstairs, a spacious bonus room offers endless possibilities as a home office, media room, fitness studio, guest suite, or playroom. Every detail has been carefully curated to deliver comfort, sophistication and timeless style. Perfect is an understatement - this remarkable residence offers an unparalleled lifestyle in one of the area's most coveted luxury communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Concrete Perimeter
- Construction materials: Plaster,Other Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Gas Water Heater,Tankless Water Heater,Dishwasher,Dryer,Disposal,Microwave,Oven/Range,Refrigerator,Trash Compactor,Washer
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Full,Bulkhead,Finished,Playroom,Workout Room
Bathroom
- Level: First
Bathroom
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Wall (Plaster),Plumbing (Copper),Plumbing (Mixed),Plumbing (PEX),Plumbing (PVC),Insulation (Cap),Insulation (Walls)
- Flooring: Ceramic Tile,Hardwood,Other
- Number of fireplaces: 1
- Fireplace features: Zero Clearance
- Fireplace: Yes
- Attic: Attic Storage
- Finished area below ground: 1,110
- Finished area above ground: 3,519
Heating & Cooling
- Heating features: Natural Gas,Central Air,Hot Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,519
- Total interior livable area: 4,629 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Office
- Level: Second
Recreation Room
- Level: Lower
Property
Accessibility
- Accessibility features: One Level
Details
- Parcel number: SMITM42B000L113U9
- Other equipment: Cable TV
Features
- Stories: 1
Lot
- Features: Sprinklers
Parking
- Total spaces: 4
- Parking features: Attached,Assigned,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Hurricane
- Heat Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Rhode Island Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,053 | $84,636 |
| Home Insurance * | $637 | $7,644 |
| Property Taxes | $1,369 | $16,428 |
| Electricity | $942 | $11,312 |
| Total | $10,001 | $120,012 |
Income You'd Need if You Spent...
Rhode Island FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $1,395,000 |
View on Zillow