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7188 County Route 13, Bath, NY, 14810

4beds
4baths
3,464sqft
$235,000
$68price/sqft
$2,306/moest. monthly cost
$92,240/yrincome needed

About This Home

One of a kind-Beautiful 4 bedroom home offers plenty of space for your family. The morning sunrise lights up the whole house. Walk out on the wraparound deck and enjoy your morning tea. Features include private guest 2 bedroom suite complete with 1 full, 1 half bath, and kitchen area. Quiet backyard with a 2 car detached garage/shop & tool shed. Two tax area with village water and electric. This property has so much to offer and won't last long. Time to take a look, spring is here!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block,Stone
  • Roof: Architectural,Shingle
  • Construction materials: Frame,Stone,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Water Heater,Free-Standing Range,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,French Door(s)/Atrium Door(s),Separate/Formal Living Room,Guest Accommodations,Second Kitchen,Bedroom on Main Level,In-Law Floorplan,Main Level Primary,Workshop
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Laminate,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,464
  • Total interior livable area: 3,464 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: 144.0301021.000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 0.40 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 125 x 140

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage,Workshop in Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$131$1,572
Property Taxes $415$4,980
Electricity $572$6,869
Total$2,306$27,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,062/yr
40% on housing$69,180/yr
45% on housing$61,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 14810$111
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14810$109
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$269,000
2026-03-24Listed for sale$279,000
1998-09-04Sold$82,000

For Sale by Agent

AgentSteven (Sam) A. Makitra
BrokerageMakitra Real Estate

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