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4810 Kirkwood Rd, Cohocton, NY, 14826

4beds
3baths
3,136sqft
$1,199,000
$382price/sqft
$9,500/moest. monthly cost
$380,000/yrincome needed

About This Home

Located almost 900 feet off of the road, this estate like property offers a craftsman level built cape cod style home offering over 3,100 sq ft of living space. Everything about this property is top shelf. Custom wood work with top quality materials is the staple of this home. A new 100k kitchen has recently been installed featuring Wolfe cooking stove and convection microwave, Aslo dishwasher, Subzero refrigerator and undercounter freezer, granite counters, and quartz island. This property features 4 bedrooms and 3 full bathrooms, providing flexible living arrangements. A brand new upstairs bathroom has been installed with custom glass and tile work. The home includes a finished walkout basement for additional usable space. Other home features include a high velocity air conditioning system, whole home sound system by B & K, and remote controlled shades in the living/dining area. There is a large 4 car garage along with a large loft that could be converted into an office or additional living space. Also included are 2 other barns for equipment storage, a dog kennel/workshop, and multiple wood sheds. Enjoy the covered porch and large outdoor patio overlooking the pond, ideal for outdoor relaxation. The patio offers a large fire pit and Lynx outdoor appliances & grill. Situated on a private parcel that will be approximately 50 acres following subdivision. The land offers a 3/4 acre pond, a Cohocton River tributary which is a trout stream flows through the property, food plot area, well groomed trails, and orchard stock planted. The property has been managed for all types of wildlife for over 30 years. Conveniently located close to Naples and several of the Finger Lakes. Taxes are based on larger parcel the sale property is being subdivided from.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Foundation: Block
  • Construction materials: Fiber Cement,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Water Purifier Owned,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Granite Counters,Kitchen Island,Living/Dining Room,Quartz Counters,Storage,Natural Woodwork
  • Flooring: Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,176

Heating & Cooling

  • Heating features: Heat Pump,Propane
  • Cooling features: Heat Pump,Central Air

Interior Area

  • Total structure area: 3,136
  • Total interior livable area: 3,136 sqft

Property

Details

  • Parcel number: 4636890310000001034200
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Blacktop Driveway,Gravel Driveway,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: River Access,Stream
  • Waterbody name: Cohocton River
  • Frontage length: 2700

Lot

  • Lot size: 50 Acres
  • Features: Agricultural,Irregular Lot,Secluded,Wooded
  • Lot size dimensions: 2988 x 2100

Parking

  • Total spaces: 6
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Lightning

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$802$9,624
Property Taxes $2,118$25,416
Electricity $518$6,219
Total$9,500$114,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,714/yr
40% on housing$285,000/yr
45% on housing$253,333/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 14826$242
Steuben County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14826$72
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-16Listed for sale$1,199,000

For Sale by Agent

AgentCorey J. Figueiredo
BrokerageFuture Forest Properties LLC

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