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656 Back Ridge Rd, Penobscot, ME, 04476

4beds
2baths
1,780sqft
$289,000
$162price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

656 Back Ridge Rd. Penobscot, ME. Authentic Maine home close to the coast with beautiful flower gardens & fruit trees on 1.7 acre lot, 2-story, 4BR, 2 bath, full cement basement, 2 car garage 22x28, on demand Generac generator, Fujitsu heat pump, private septic and well. Non-smoking home. Fidium high speed cable, wifi, and internet. 9 miles to Blue Hill, 10 miles to Bucksport, 15 miles to Ellsworth, 25 miles to Bangor, and 32 miles to Acadia National Park and Bar Harbor. Listing as for sale by owner while finishing cleaning it out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

10/10

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Asphalt
  • Construction materials: concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Linoleum / Vinyl

Heating

  • Heating features: Forced air

Interior Area

  • Total interior livable area: 1,780 sqft

Property

Details

  • Parcel number: PNBSM19L12

Features

  • Exterior features: Shingle

Lot

  • Lot size: 1.77 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Cold Wave
Hurricane
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance $122$1,464
Property Taxes $277$3,324
Electricity $258$3,104
Total$2,118$25,416

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 04476$72
Hancock County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 04476
Hancock County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Listed for sale$289,000

For Sale by Owner

AgentProperty Owner
BrokerageBrewer Lake House Apartment

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