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186 Nexus Loop, San Jose, CA, 95110

2beds
3baths
1,478sqft
$928,880
$628price/sqft
$6,231/moest. monthly cost
$249,240/yrincome needed

About This Home

Welcome to 186 Nexus Loop! A modern and stylish thoughtfully designed 2 bedroom, 2.5 bath townhome offering urban living in downtown San Jose. An open-concept floor plan features spacious living and dining areas, creating a comfortable and inviting space for everyday living and entertaining. Kitchen features a large center island with quartz countertops, lots of storage, stainless steel appliances including Samsung Fridge, Bosch Dishwasher, GE gas range & GE profile microwave. Both bedrooms feature large walk in closets and their own en-suite bathrooms. Additional features of the home include: tall 10 foot ceilings, tankless water heater, water softener, central heating & AC, custom window treatments. Indoor laundry located on the top floor. Recessed lighting throughout the home and an abundance of natural light. Attached 1-car garage. Ideally located near major Silicon Valley employers. Convenient downtown location, walking distance to San Pedro Square, SAP Center, shops, restaurant, and parks. Easy commuter access to Caltrain, HWY 87, 101 and 280. This home is a must see!

Getting Around

90
WalkingVery Walkable
71
TransitExcellent Transit
90
BikeBiker's Paradise

Schools

1/10
Grant Elementary SchoolGrades K-50.9 mi
4/10
7/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Modern/HighTech
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer,Water Softener
  • Laundry features: Upper Floor,Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShowerandTub, UpdatedBaths, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset, PrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile

Heating & Cooling

  • Heating features: Central Forced Air,Heat Pump
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 1,478
  • Total interior livable area: 1,478 sqft

Kitchen

  • Features: ExhaustFan, Island, IslandwithSink, Pantry

Property

Details

  • Parcel number: 25962028
  • Zoning: DC
  • Special condition: Standard

Features

  • Stories: 3
  • Has view: Yes
  • View description: Park/Greenbelt

Parking

  • Total spaces: 1
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,696$56,352
Home Insurance *$112$1,344
Property Taxes $1,025$12,300
Electricity $398$4,786
Total$6,231$74,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,634/yr
40% on housing$186,930/yr
45% on housing$166,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$628This listing

vs Other Active Listings

Avg $/sqft

ZIP 95110$482
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95110$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$928,880

For Sale by Agent

AgentAlexandra Celo-Cruz
BrokerageLos Gatos Properties

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