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8643 State Route 36, Arkport, NY, 14807

4beds
3baths
1,960sqft
$249,900
$128price/sqft
$2,157/moest. monthly cost
$86,280/yrincome needed

About This Home

Spacious and well-maintained 4-bedroom ranch set on a beautiful 1.5-acre lot, offering privacy, functionality, and plenty of room to enjoy both inside and out. This home features an attached 2-car garage along with a large detached 2+ car garage located behind the home, complete with its own bathroom—perfect for a workshop, hobby space, or additional storage needs. Inside, you’ll find an updated eat-in kitchen that opens into a comfortable living area ideal for everyday living and entertaining. The first-floor laundry adds convenience, while the primary suite includes a walk-in closet and full private bathroom. One of the additional bedrooms features built-in shelving and can easily serve as a home office or flex space. The full basement offers even more living potential with a built-in bar area and generous storage space. Enjoy outdoor living on the rear covered patio overlooking the expansive yard—perfect for relaxing or entertaining. This property combines space, versatility, and thoughtful updates in a desirable ranch layout.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Arkport Central SchoolGrades PK-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Architectural,Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,See Remarks,Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Breakfast Bar,Breakfast Area,Den,Separate/Formal Living Room,Guest Accommodations,Home Office,Bar,Window Treatments,In-Law Floorplan,Bath in Primary Bedroom,Main Level Primary,Primary Suite,Workshop
  • Window features: Drapes
  • Flooring: Carpet,Ceramic Tile,Varies

Heating

  • Heating features: Other,See Remarks,Baseboard

Interior Area

  • Total structure area: 1,960
  • Total interior livable area: 1,960 sqft

Property

Details

  • Parcel number: 4640000930000002050000
  • Special condition: Estate,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Patio,See Remarks

Lot

  • Lot size: 1.47 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 159 x 413

Parking

  • Total spaces: 4
  • Parking features: Electricity,Garage,Heated Garage,Storage,Workshop in Garage,Water Available,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$130$1,560
Property Taxes $441$5,292
Electricity $323$3,886
Total$2,157$25,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,954/yr
40% on housing$64,710/yr
45% on housing$57,520/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 14807$40
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14807$102
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$329,900

For Sale by Agent

AgentAndrea Eckman
BrokerageCentury 21 Turner Brokers

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