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548 W High St, Painted Post, NY, 14870

4beds
3baths
1,673sqft
$230,000
$137price/sqft
$1,944/moest. monthly cost
$77,760/yrincome needed

About This Home

4 bedrooms, 2.5 bath home with plenty of space inside and out! Enjoy your own backyard oasis featuring an above-ground pool and a tiki bar overlooking it, perfect for entertaining. Inside, you'll find a remodeled kitchen, heated bathroom floors, a bonus living room and a finished basement that adds even more living space. The front porch has been redone, the roof was replaced in 2019, all boiler lines have been updated, a brand new hot water tank has been installed, and the water softener system was replaced in 2023. The home also features updated electrical, making it move in ready with thoughtful updates throughout.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Baseboard,Radiant Floor

Interior Area

  • Total structure area: 1,673
  • Total interior livable area: 1,673 sqft

Property

Details

  • Parcel number: 4642012990090002053000
  • Special condition: Standard

Features

  • Stories: 3
  • Exterior features: Concrete Driveway

Lot

  • Lot size: 5,702 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 114

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$99$1,188
Property Taxes $406$4,872
Electricity $276$3,317
Total$1,944$23,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,651/yr
40% on housing$58,320/yr
45% on housing$51,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 14870$100
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14870$116
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$230,000

For Sale by Agent

AgentMorgan Leach
BrokerageHoward Hanna Corning

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