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38 Hemlock Ln, Painted Post, NY, 14870

5beds
4baths
4,636sqft
$630,000
$136price/sqft
$5,337/moest. monthly cost
$213,480/yrincome needed

About This Home

Nestled on a breathtaking three-quarter acre lot in desirable Woodland Park, this exceptional custom home showcases quality craftsmanship, timeless elegance, and incredible living space throughout. From the moment you step into the dramatic open foyer with soaring cathedral ceilings and stunning catwalk, you’ll be impressed by the home’s grand design and attention to detail. The first-floor owner’s suite is a true retreat featuring its own cozy fireplace, front bonus/sitting room, dual closets, and two completely separate vanities for ultimate comfort and convenience. The main level also offers incredible versatility with both a formal living room and family room, formal dining room plus an additional dining area, creating the perfect setup for entertaining and everyday living. Upstairs, you’ll find two spacious bedrooms connected by a Jack-and-Jill bathroom, along with an additional bonus room off another bedroom and an absolutely amazing second-floor office filled with natural light from walls of windows and a skylight. The outstanding lower level is designed for relaxation and entertainment with a huge recreation room, theater area, fireplace, dry bar, and walkout patio access overlooking the private backyard setting. This remarkable Woodland Park home offers luxury, space, and privacy all in one unforgettable property.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1992

Materials

  • Foundation: Poured
  • Roof: Shingle
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Kitchen Island,Bar,Main Level Primary
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Finished area below ground: 1,420

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 4,636
  • Total interior livable area: 4,636 sqft

Property

Details

  • Parcel number: 4642893160060001093000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.77 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 70 x 204

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$273$3,276
Property Taxes $1,113$13,356
Electricity $766$9,193
Total$5,337$64,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,982/yr
40% on housing$160,110/yr
45% on housing$142,320/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 14870$100
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14870$116
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Price change$630,000
2026-05-15Listed for sale$650,000
2026-04-20Listing removed$650,000
2026-04-01Price change$650,000
2025-09-23Price change$665,000
2025-09-02Listed for sale$670,000
2025-08-25Listing removed$680,000
2025-07-17Price change$680,000
2025-06-17Listed for sale$685,000
2021-09-23Sold$547,000
2021-06-22Listed for sale$569,900
1998-02-06Sold$380,000
1995-11-17Sold$355,000

For Sale by Agent

AgentMichelle Kay
BrokerageHoward Hanna Corning

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