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156 Beartown Rd, Painted Post, NY, 14870

5beds
4baths
3,805sqft
$429,900
$113price/sqft
$3,746/moest. monthly cost
$149,840/yrincome needed

About This Home

Spacious and well-maintained 5-bedroom, 4-bath Colonial on Beartown Road in Painted Post, proudly offered by its original owner. Ideally located near Erwin Valley Elementary School and within walking distance of local favorite Beartown Peaches & Cream, this home also offers quick access to I-86 and is just 12 minutes to downtown Corning. The location provides easy reach of Watkins Glen, nearby state parks, and the Finger Lakes region, making it ideal for both daily convenience and weekend enjoyment. Inside, the main level features generous living spaces including formal living and dining rooms, a granite-appointed kitchen, and a first-floor bedroom with a full bath—perfect for guests or multi-generational living. A convenient first-floor laundry adds everyday functionality, while large rooms throughout and fresh interior paint create a bright, welcoming atmosphere. Upstairs, the owner’s suite offers a private retreat, along with three additional spacious bedrooms and well-appointed baths, providing comfortable accommodations for family or guests. The finished basement adds exceptional flexibility with a large bonus room and a dedicated office—ideal for work, recreation, or hobbies. Outside, enjoy a large, level lot with a spacious rear deck designed for entertaining and outdoor relaxation. Additional features include an attached two-car garage, a storage shed, and ample parking. This is a rare opportunity to own a lovingly cared-for, single-owner home offering space, flexibility, and a highly desirable location. Note, finished basement sq footage per owner.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1998

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Disposal,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Granite Counters,Home Office,Jetted Tub,Sliding Glass Door(s),Bedroom on Main Level,Bath in Primary Bedroom
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Hardwood,Luxury Vinyl,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,805
  • Total interior livable area: 3,805 sqft

Property

Details

  • Parcel number: 4642893160060002006000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 0.94 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 220 x 187

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$186$2,232
Property Taxes $759$9,108
Electricity $628$7,545
Total$3,746$44,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,434/yr
40% on housing$112,380/yr
45% on housing$99,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 14870$101
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14870$116
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$429,900
2026-05-21Listed for sale$449,000
2026-01-28Pending sale$449,000
2026-01-19Contingent$449,000
2026-01-05Listed for sale$449,000
1998-06-15Sold$25,000

For Sale by Agent

AgentDaniel J. Mower
BrokerageKeller Williams Realty Southern Tier & Finger Lakes

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