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7908 Zona Ct, Riverside, CA, 92507

5beds
3baths
2,909sqft
$765,000
$263price/sqft
$5,580/moest. monthly cost
$223,200/yrincome needed

About This Home

Welcome to this elegant residence nestled in the highly desirable Spring Mountain Ranch community, surrounded by parks and just minutes from UC Riverside. This beautifully maintained 5-bedrooms, 3-bathrooms home blends modern luxury with everyday comfort. As you enter, you’re welcomed by a spacious, light-filled living area and a convenient downstairs bedroom with a full bathroom which is an ideal for guests, multigenerational living, or a private office. Thoughtful upgrades include fully paid-off solar for energy efficiency and upgraded flooring throughout. *The gourmet kitchen features modern finishes, ample counter space, and a generous walk-in pantry to meet all your storage needs. Upstairs, the primary suite showcases stunning mountain views, accompanied by three additional bedrooms and a versatile loft perfect for relaxation, study, or work-from-home needs.*Step outside to a backyard designed for enjoyment, complete with a covered patio, fruit trees, and excellent ADU potential for added value or rental income*. This home offers unbeatable convenience with easy access to major freeways, shopping, Loma Linda University Medical Center, Loma Linda VA Hospital, shopping, parks, and the University of California, Riverside. *Perfect for first-time buyers, VA buyers, and investors. NO HOA. PAID-OFF SOLAR. ADU-friendly lot. Priced to sell!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

4/10
5/10
John W. North High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Inside,Upper Level

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,All Bedrooms Up,All Bedrooms Down,Loft,Walk-In Pantry,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,909 sqft

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 257621017
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete,Patio
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.26 Acres
  • Features: 0-1 Unit/Acre,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,868$46,416
Home Insurance *$161$1,932
Property Taxes $928$11,136
Electricity $623$7,485
Total$5,580$66,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,314/yr
40% on housing$167,400/yr
45% on housing$148,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 92507$274
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92507$366
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$789,900

For Sale by Agent

AgentThi Vu, RE/MAX TIME REALTY
BrokerageRE/MAX TIME REALTY

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