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307 Ginger Drive, New Bern, NC, 28560

4beds
3baths
2,824sqft
$384,500
$136price/sqft
$2,576/moest. monthly cost
$103,040/yrincome needed

About This Home

**$5,000 Seller Concession and 1 year Home Warranty offered** Experience elevated living in this exceptional Lake Tyler residence, where thoughtful and functional upgrades come together seamlessly. This 4-bedroom, 2.5-bath home makes a striking first impression with elegant custom wainscoting that adds depth and sophistication from the moment you enter. At the heart of the home, the kitchen is a chef's dream. Designed to impress, featuring a double oven, pot filler, and an expansive custom pantry that offers both beauty and function--ideal for everyday living and entertaining. The living space invites you to unwind in style, centered around a electric fireplace with a custom mantel and integrated seating with hidden storage--a blend of comfort and craftsmanship. No detail has been overlooked, with premium flooring throughout, including luxury vinyl plank across all living areas and laminate vinyl tile in the bathrooms and laundry room. Each bedroom is enhanced with custom-built closets for optimal organization. Every inch of this home reflects an opportunity to own a truly distinctive property in Lake Tyler. Located in a fantastic community, you'll have access to neighborhood amenities, including a community pool, children's playground, and a scenic lake with a 2-mile walking/running trail. Situated minutes from downtown New Bern, Carolina East Medical Center, and nearby boat ramps, this home is also just a 30-minute drive to Marine Corps Air Station Cherry Point, 40-minutes from Camp Lejeune, and 45 minutes to Atlantic Beach. Don't miss out on this incredible home that blends modern luxury, functionality, and an unbeatable location--it's love at first sight!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

2/10
Oaks Road AcademyGrades PK-53.2 mi
4/10
West Craven MiddleGrades 6-83.5 mi
2/10
West Craven HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Double Oven,Dishwasher,ENERGY STAR Qualified Appliances,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Walk-in Closet(s),Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Built-in Features,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)
  • Flooring: LVT/LVP
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,824
  • Total interior livable area: 2,824 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Second

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82233 956
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2800 - 2999

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 100 x 60

Parking

  • Total spaces: 2
  • Parking features: Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Craven County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,944$23,328
Home Insurance *$156$1,872
Property Taxes $213$2,556
Electricity $263$3,156
Total$2,576$30,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,320/yr
40% on housing$77,280/yr
45% on housing$68,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 28560$161
Craven County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 28560$176
Craven County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$384,500
2026-04-29Listed for sale$390,000
2021-02-16Sold$250,490
2020-12-13Pending sale$251,490
2020-12-09Listing removed$251,490
2020-12-09Pending sale$251,490
2020-12-09Listed for sale$251,490
2020-12-08Pending sale$251,490
2020-11-25Listed for sale$251,490

For Sale by Agent

AgentDennis Dowdy
BrokerageNorthGroup

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